12409 S Compass Ave, Plainfield, IL 60585 Property Records

Will County property record for 12409 S Compass Ave, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,157 sqft · built 2020
Lot Size	0.195 acres (8,521 sqft)
Owner	2 Individual Names on File
Last Sale	$446,136 (Mar 2020)
Tax Bill	$13,223 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-28-302-008`

Property Details

APN / Parcel Number

Primary APN	`07-01-28-302-008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,157 sqft Total Area
1st Floor Area	1,480 sqft
2nd Floor Area	1,677 sqft
Basement Area	1,480 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	8,521 sqft (0.195 acres)

Location & Zoning

Street Address	12409 S COMPASS AVE
City	PLAINFIELD
State	IL
Zip	60585-7822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90 IN NORTHPOINTE PHASE 1, BEING A SUB OF PRT OF THE SW1/4 OF SEC. 28, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	28
Legal Subdivision	NORTHPOINTE
Legal Phase	1
Legal Block	1
Legal Lot Number	90
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1001
Census Tract	880321

Owner

12409 S Compass Ave is owned and occupied by two individuals who bought it in March 2020.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12409 S COMPASS AVE, PLAINFIELD, IL 60585-7822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 2, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Deed Document Number	202016763
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	12409 S COMPASS AVE, PLAINFIELD, IL 60585-7822
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082840
Date	Jul 29, 2021
Instrument	R2021082840

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 2, 2020
Property Address	12409 S COMPASS AVE, PLAINFIELD, IL 60585-7822
Document Number	0000016763
Map Reference	DOC R2018076998
Instrument Date	Feb 26, 2020
Instrument	R2020016763
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2022
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 E GOLF RD # RD300, 1900, SCHAUMBURG, IL 60173-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12409 S COMPASS AVE, PLAINFIELD, IL 60585-7822

Mortgage

Document Number	0000016764
Date	Mar 2, 2020
Instrument	R2020016764

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 12409 S Compass Ave was $13,223.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,223.00	$198,519 (+9.95%) Land $40,410 Building $158,109	$595,557 (+9.95%) Land $121,230 Building $474,327
2024		$180,554 Land $36,753 Building $143,801	$541,662 Land $110,259 Building $431,403
2022	$10,814.00 Homeowner's exemption	$140,941 Land $30,713 Building $110,228	$422,823 Land $92,139 Building $330,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12409 S Compass Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12409 S Compass Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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