12409 N Rooth Rd, McAllen, TX 78504 Property Records

Hidalgo County property record for 12409 N Rooth Rd, McAllen, TX 78504

Property Summary

Property TypeRural Home
Details5 bd · 3 ba · 6,176 sqft · built 2020
Lot Size5.08 acres (221,285 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Oct 2018)
Tax Bill$20,449 (2025)
Deeds & MortgagesSep 2022 Mortgage
APNH385000000000430

Property Details

APN / Parcel Number

Primary APNH385000000000430
Alternative APN
  • 639115

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area6,176 sqft Living Area
Gross Area7,246 sqft
1st Floor Area6,176 sqft
FlooringTile

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Roof TypeHip
Roof MaterialMetal
Lot Area221,285 sqft
Garage TypeAttached
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area170 sqft
Patio Area778 sqft
Canopy600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street AddressN ROOTH RD
CityMCALLEN
StateTX
Zip78504
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionHOIT (LA LOMITA) AN IRR TR N329-E808.61- LOT 4 5.30 AC GR 5.08 AC NET
Legal SubdivisionHOIT (LA LOMITA) - SSL
Legal Block1
Legal Lot Number4
JurisdictionHIDALGO TX
Township / Civil DivisionEDINBURG
Census Block Group1
Census Block1024
Census Tract23519

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12409 N ROOTH RD, MCALLEN, TX 78504-9419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2018 · Amount on Record
Deed SaleOct 17, 2018 · Amount on Record
Deed Document Number20182958517
Prior Transfer DateOct 1, 2018
Prior Transfer Doc0002958517
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address12409 N ROOTH RD, MCALLEN, TX 78504-9419
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyNOT AVAILABLE, TEXAS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003382468
DateSep 22, 2022
Instrument3382468
Lender
NameGREATER TEXAS FCU
TypeCredit Union
AddressAUSTIN, TX 78752
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2042

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictSharyland Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$942,654 (-) Land $228,600 Building $714,054$942,654 (-) Land $228,600 Building $714,054
2025$20,449.00 (+29.68%) Homeowner's exemption$942,654 (+2.9%) Land $228,600 Building $714,054$942,654 (+2.9%) Land $228,600 Building $714,054
2024$15,769.00 (-21.91%)
2023$20,193.00 (+15.77%) Homeowner's exemption$916,088 Land $228,600 Building $687,488$916,088 Land $228,600 Building $687,488
2022$17,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHARYLAND WSC
serves 68,562 people · EPA ID TX1080033
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Smartcom Telephone.

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