Harrison County property record for 12409 Lorraine Rd, Biloxi, MS 39532
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 8.3 acres (361,548 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $639 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Sep 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 1008H-02-001.000 |
| Primary APN | 1008H-02-001.000 |
|---|---|
| Alternative APN |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 361,548 sqft (8.3 acres) |
| Street Address | 12409 LORRAINE RD |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-7433 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 8.3 AC COM AT NE COR OF SEC 5 S 2472.5 FT TO N MAR OF LORRAINE RD S 53 DG W 259.8 FT ALONG RD SWLY 156.7 FT ALONG CURVE IN RD |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 05 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 3403 |
Source: Harrison County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10264 ROAD 252, BILOXI, MS 39532-9507 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2023 | Warranty Deed, Transfer · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Sep 29, 2022 | Warranty Deed, Transfer INTEGRITY LAND TITLE INC, INTEGRITY LAND TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2025 |
| Deed Sale | Feb 4, 2025 |
| Prior Sale | Dec 4, 2023 · Amount on Record |
| Deed Document Number | 20251919 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Dec 4, 2023 |
| Property Address | 12409 LORRAINE RD, BILOXI, MS 39532-7433 |
| Document Number | 20230024571DJ1 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2023-0024571-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10220 WOODLANDS DR, BILOXI, MS 39532-9518 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13403 OLD WOOLMARKET RD, BILOXI, MS 39532-8536 |
| Document Number | 20230024572TJ1 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023-0024572-T-J1 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Sep 29, 2022 |
| Property Address | 12409 LORRAINE RD, BILOXI, MS 39532-7433 |
| Document Number | 20220007730DJ2 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022-0007730-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | INTEGRITY LAND TITLE INC, INTEGRITY LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16562 PINE BARK LN, SAUCIER, MS 39574-6525 |
| Name | Verified Name |
|---|---|
| Address | 10252 WOODLANDS DR, BILOXI, MS 39532-9518 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $639.00 (-29.86%) | $5,545 (-3%) | $36,968 (-29.99%) Land $36,968 |
| 2024 | $911.00 (-0.44%) | ||
| 2023 | $915.00 (-0.65%) | $7,921 | $52,806 Land $52,806 |
| 2022 | $921.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 29 (1995–2026) |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 97.4% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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