Spokane County property record for 12409 E 4th Ave, Spokane Valley, WA 99216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,768 sqft · built 1946 |
| Lot Size | 0.203 acres (8,820 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Jul 2018) |
| Tax Bill | $3,065 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45222.0559 |
| Primary APN | 45222.0559 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 884 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,820 sqft (0.203 acres) |
| Lot Dimensions | 122 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 208 sqft |
| Canopy | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12409 E 4TH AVE |
|---|---|
| City | SPOKANE VALLEY |
| State | WA |
| Zip | 99216-0705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF-1 |
| Legal Description | OPPORTUNITY S122.5 OF W72 OF E288 OF BLK 181 |
| Legal Range | 44E |
| Legal Township | 25N |
| Legal Section | 22 |
| Legal Subdivision | OPPORTUNITY |
| Legal Block | 181 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12701 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12409 E 4TH AVE, SPOKANE VALLEY, WA 99216-0705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 10, 2018 | Grant Deed, Transfer · Conventional with PMI HERITAGE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on Record |
| Deed Sale | Jul 10, 2018 · Amount on Record |
| Deed Document Number | 20186723360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12409 E 4TH AVE, SPOKANE VALLEY, WA 99216-0705 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007199777 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 7199777 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12409 E 4TH AVE, SPOKANE VALLEY, WA 99216-0705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006894212 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 6894212 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 10, 2018 |
| Property Address | 12409 E 4TH AVE, SPOKANE VALLEY, WA 99216-0705 |
| Document Number | 0006723360 |
| Instrument Date | Jul 3, 2018 |
| Instrument | 6723360 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,066.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12409 E 4TH AVE SPOKANE VALLEY WA 992160705, SPOKANE VALLEY, WA 99216-0705 |
| Document Number | 6723361 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 6723361 |
| Name | HERITAGE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SPOKANE, WA 99212 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2048 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane Valley City |
| Unified School District | Central Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,065.00 (+3.86%) | $287,300 (+0.91%) Land $104,500 Building $182,800 | $287,300 (+0.91%) Land $104,500 Building $182,800 |
| 2025 | $2,951.00 (+7.5%) | ||
| 2024 | $284,700 (+22.24%) Land $80,000 Building $204,700 | $284,700 (+22.24%) Land $80,000 Building $204,700 | |
| 2023 | $2,745.00 (+0.59%) | $232,900 Land $70,000 Building $162,900 | $232,900 Land $70,000 Building $162,900 |
| 2022 | $2,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 200 / 40 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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