12409 E 20th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12409 E 20th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,880 sqft · built 1960
Lot Size	0.273 acres (11,875 sqft)
Owner	2 Company Names on Record
Last Sale	$525,000 (Mar 2024)
Tax Bill	$5,278 (2026)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45272.2129`

Property Details

APN / Parcel Number

Primary APN	`45272.2129`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,880 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,540 sqft
Basement Area	1,340 sqft
Finished Basement	1,340 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,875 sqft (0.273 acres)
Lot Dimensions	125 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	400 sqft
Shed	1 Shed
Shed Area	168 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	12409 E 20TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HILLCREST AC 1ST L13 B2
Legal Range	44E
Legal Township	25N
Legal Section	27
Legal Subdivision	HILLCREST AC 1ST
Legal Block	2
Legal Lot Number	13
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1001
Census Tract	12801

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	12409 E 20TH AVE, SPOKANE VALLEY, WA 99216-0325
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Intrafamily Transfer, Transfer
Mar 5, 2024	Warranty Deed, Transfer · Conventional Mortgage WHEATLAND BANK
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Apr 22, 2015 · Amount on Record
Deed Document Number	20247336497
Last Transfer Date	Mar 15, 2024
Transfer Doc	0007338357
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Mar 15, 2024
Property Address	12409 E 20TH AVE, SPOKANE VALLEY, WA 99216-0325
Document Number	0007338357
Map Reference	VOL 6 PG 66
Instrument Date	Mar 15, 2024
Instrument	7338357
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 5, 2024
Property Address	12409 E 20TH AVE, SPOKANE VALLEY, WA 99216-0325
Document Number	0007336497
Map Reference	VOL 6 PG 66
Instrument Date	Mar 4, 2024
Instrument	7336497
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	VISTA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12409 E 20TH AVE, SPOKANE VALLEY, WA 99216-0325

Mortgage

Document Number	0007336498
Date	Mar 5, 2024
Instrument	7336498

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0007336499
Date	Mar 5, 2024
Instrument	7336499

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12409 E 20TH AVE, SPOKANE VALLEY, WA 99216-0325
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007265430
Date	Jan 30, 2023
Instrument	7265430

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12409 E 20TH AVE, SPOKANE VALLEY, WA 99216-0325
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007225547
Date	Jul 20, 2022
Instrument	7225547

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12409 E 20TH AVE, SPOKANE VALLEY, WA 99216-0325
Document Number	0006660689
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12409 E 20TH AVE SPOKANE VALLEY WA 992160325, SPOKANE VALLEY, WA 99216-0325

Mortgage

Document Number	0006660689
Date	Nov 20, 2017
Instrument	6660689

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 19, 2027

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,278.00 (+4.74%)	$461,400 (-1.03%) Land $120,000 Building $341,400	$461,400 (-1.03%) Land $120,000 Building $341,400
2025	$5,039.00 (+13.47%)
2024		$466,200 (+18.03%) Land $80,000 Building $386,200	$466,200 (+18.03%) Land $80,000 Building $386,200
2023	$4,441.00 (-3.37%)	$395,000 Land $60,000 Building $335,000	$395,000 Land $60,000 Building $335,000
2022	$4,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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