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12409 Dixie Ann Dr, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 12409 Dixie Ann Dr, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,838 sqft · built 2002
Lot Size0.27 acres (11,761 sqft)
Owner2 Trust Names on File
Last Sale$208,000 (Dec 2018)
Tax Bill$2,523 (2024)
Deeds & MortgagesDec 2025 Transfer
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN029-391-33

Property Details

APN / Parcel Number

Primary APN029-391-33

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,838 sqft Living Area
1st Floor Area799 sqft
Upper Floors Area1,039 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Garage Area360 sqft
PorchFinished/Open Porch
Porch Area101 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address12409 DIXIE ANN DR
CityCHARLOTTE
StateNC
Zip28262-1638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL7 M36-984
Legal SubdivisionWITHROW DOWNS PH 02
Legal Block1
Legal Lot Number7
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract5531

Owner

12409 Dixie Ann Dr is owner-occupied and held in a trust since December 2018.

Source: Mecklenburg County records, as of December 9, 2025

Owner of Record2 Trust Names on File
Mailing Address12409 DIXIE ANN DR, CHARLOTTE, NC 28262-1638
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Intrafamily Transfer, Transfer
Dec 11, 2018Warranty Deed, Transfer · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2018 · Amount on File
Deed SaleDec 11, 2018 · Amount on File
Prior SaleDec 4, 2015
Deed Document Number2018152652
Deed Book / Page33162 / 482
Prior Transfer DateNov 19, 2015
Prior Transfer Doc0000156753
Record UpdatedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateDec 2, 2025
Property Address12409 DIXIE ANN DR, CHARLOTTE, NC 28262-1638
Document Number0000123337
Book / Page40042 / 897
Map ReferenceMB 36 PG 984
Instrument DateNov 18, 2025
Instrument2025123337
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12409 DIXIE ANN DR, CHARLOTTE, NC 28262-1638

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12409 DIXIE ANN DR, CHARLOTTE, NC 28262-1638

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 11, 2018
Property Address12409 DIXIE ANN DR, CHARLOTTE, NC 28262-1638
Document Number0000152652
Book / Page033162 / 000482
Instrument DateDec 8, 2018
Instrument152652
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$416.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12409 DIXIE ANN DR CHARLOTTE NC 282621638, CHARLOTTE, NC 28262-1638

Mortgage

Document Number152653
DateDec 11, 2018
Book Page033162/000484
Instrument152653
Lender
NameNAVY FCU
TypeCredit Union
AddressMERRIFIELD, VA 22119
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 10, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$313,000 Land $75,000 Building $238,000$313,000 Land $75,000 Building $238,000
2024$2,523.00
2023$313,000 Land $75,000 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12409 Dixie Ann Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12409 Dixie Ann Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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