12409 Cherry Rd, Vermilion, OH 44089 Property Records

Erie County property record for 12409 Cherry Rd, Vermilion, OH 44089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,829 sqft · built 1992
Lot Size	5.51 acres (240,216 sqft)
Owner	2 Trust Names on File
Last Sale	$45,000 (Aug 2016)
Tax Bill	$6,355 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00522-000`

Property Details

APN / Parcel Number

Primary APN	`12-00522-000`
Alternative APN	`002534-1`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,829 sqft Living Area
Gross Area	4,315 sqft
1st Floor Area	1,532 sqft
Upper Floors Area	1,199 sqft
Basement Area	1,388 sqft
Unfinished Basement	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	240,216 sqft (5.51 acres)
Garage Type	Mixed
Garage Area	770 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Porch
Porch Area	78 sqft
Deck Area	Deck Area
Patio Area	714 sqft
Shed	1 Shed
Shed Area	288 sqft
Pole Barn	2,400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002534-1
Street Address	12409 CHERRY RD
City	VERMILION
State	OH
Zip	44089-9321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 LOT 12 N OF CHERRY RD 5.5146A
Legal Subdivision	VERMILION TOWNSHIP SEC 2
Legal Lot Number	12
Jurisdiction	ERIE OH
Township / Civil Division	VERMILION
Census Block Group	1
Census Block	1033
Census Tract	40200

Owner

12409 Cherry Rd is owner-occupied and held in a trust since February 2025.

Source: Erie County records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12409 CHERRY RD, VERMILION, OH 44089-9321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jul 1, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2016 · Amount on File
Deed Sale	Aug 30, 2016 · Amount on File
Prior Sale	Jul 25, 2013 · Amount on File
Deed Document Number	20167460
Last Transfer Date	Feb 11, 2025
Transfer Doc	0000001226
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	12409 CHERRY RD, VERMILION, OH 44089-9321
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12409 CHERRY RD, VERMILION, OH 44089-9321

Mortgage

Document Number	0000000936
Date	Jan 28, 2022
Instrument	202200936

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 18, 2032

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	12409 CHERRY RD, VERMILION, OH 44089-9321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005225
Date	Jul 1, 2019
Instrument	201905225

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	237 Months
Due	Apr 18, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 12409 Cherry Rd was $6,355 with a homeowner's exemption, down 3.1% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Vermilion Township
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,355.00 (-3.13%)	$181,145 (-) Land $25,035 Building $156,110
2024	$6,560.00 (+14.35%) Homeowner's exemption	$181,145 (+28.67%) Land $25,035 Building $156,110	$517,560 Land $71,530 Building $446,030
2023	$5,737.00 (-0.68%) Homeowner's exemption	$140,780 (-0.08%) Land $19,645 Building $121,135
2022	$5,776.00 Homeowner's exemption	$140,899 Land $19,645 Building $121,254
2021			$402,230 Land $56,130 Building $346,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12409 Cherry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12409 Cherry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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