Mecklenburg County property record for 12409 Cedar Post Ln, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,456 sqft · built 1998 |
| Lot Size | 0.322 acres (14,067 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $337,000 (Dec 2020) |
| Tax Bill | $3,071 (2023) |
| Deeds & Mortgages | Jul 2024 Line of Credit Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-432-45 |
| Primary APN | 111-432-45 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,456 sqft Heated Area |
| Gross Area | 3,962 sqft |
| 1st Floor Area | 1,789 sqft |
| Upper Floors Area | 1,667 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 14,067 sqft (0.322 acres) |
| Garage Area | 506 sqft |
| Patio Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 111-432-45 |
|---|---|
| Street Address | 12409 CEDAR POST LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-9040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L9 B14 M27-140 |
| Legal Subdivision | BRADFIELD FARMS PH 09 MAP 01 |
| Legal Block | 14 |
| Legal Lot Number | 9 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 6, CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5621 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12409 CEDAR POST LN, CHARLOTTE, NC 28215-9040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Dec 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 15, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Apr 25, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on Record |
| Deed Sale | Dec 16, 2020 · Amount on Record |
| Prior Sale | Jan 15, 2020 · Amount on Record |
| Deed Document Number | 0035439850 |
| Deed Book / Page | 35439 / 850 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12409 CEDAR POST LN, CHARLOTTE, NC 28215-9040 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 12409 CEDAR POST LN, CHARLOTTE, NC 28215-9040 |
| Document Number | 0000062896 |
|---|---|
| Date | Jul 8, 2024 |
| Book Page | 38927/823 |
| Instrument | 2024062896 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 16, 2020 |
| Property Address | 12409 CEDAR POST LN, CHARLOTTE, NC 28215-9040 |
| Document Number | 0000213283 |
| Book / Page | 35439 / 850 |
| Map Reference | MB 27 PG 140 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2020213283 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | BARRISTERS TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $674.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7305 SUGAR MAPLE LN, 7305, CHARLOTTE, NC 28215-7605 |
| Name | Verified Name |
|---|---|
| Address | 12409 CEDAR POST LN, CHARLOTTE, NC 28215-9040 |
| Document Number | 0000213284 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020213284 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 15, 2020 |
| Property Address | 12409 CEDAR POST LN, CHARLOTTE, NC 28215-9040 |
| Document Number | 0000006739 |
| Book / Page | 034206 / 000107 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 6739 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $491.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7305 SUGAR MAPLE LN CHARLOTTE NC 282157605, CHARLOTTE, NC 28215-7605 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 25, 2018 |
| Property Address | 12409 CEDAR POST LN, CHARLOTTE, NC 28215-9040 |
| Document Number | 0000049727 |
| Book / Page | 032628 / 000449 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 49727 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $527.57 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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