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12408 Spring Ridge Ct, Laurel, MD 20708 Property Records

Prince George's County property record for 12408 Spring Ridge Ct, Laurel, MD 20708

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,968 sqft · built 2001
Lot Size0.307 acres (13,414 sqft)
OwnerIndividual Name on Record
Last Sale$590,500 (Nov 2020)
Tax Bill$6,065 (2023)
Deeds & MortgagesNov 2021 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-2842680

Property Details

APN / Parcel Number

Primary APN10-2842680
Alternative APN
  • 2842680

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,968 sqft Total Area
1st Floor Area1,590 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,414 sqft (0.307 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area458 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number2842680
Street Address12408 SPRING RIDGE CT
CityLAUREL
StateMD
Zip20708-2488
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSNOWDEN WOODS
Legal SubdivisionSNOWDEN WOODS 08
Legal BlockC
Legal Lot Number8
JurisdictionPRINCE GEORGE'S MD
Township / Civil Division10, LAUREL
Census Block Group2
Census Block2003
Census Tract800216

Owner

Source: Prince George's County records, as of October 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12408 SPRING RIDGE CT, LAUREL, MD 20708-2488
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 16, 2020Deed, Transfer · VA Mortgage
PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2020 · Amount on Record
Deed SaleNov 16, 2020 · Amount on Record
Prior SaleFeb 20, 2001 · Amount on Record
Deed Document Number0044384302
Deed Book / Page44384 / 302
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address12408 SPRING RIDGE CT, LAUREL, MD 20708-2488
Transaction TypeMortgage
Record UpdatedOct 23, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0464580008
DateNov 1, 2021
Book Page46458/8
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term348 Months
DueNov 1, 2050

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionPRINCE GEORGE'S MD
Recording DateNov 16, 2020
Property Address12408 SPRING RIDGE CT, LAUREL, MD 20708-2488
Document Number0443840302
Book / Page44384 / 302
Map ReferenceMB VJ 169 PL 49
Instrument DateOct 2, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyBAY COUNTY SETTLEMENTS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$11,219.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12408 SPRING RIDGE CT, LAUREL, MD 20708-2488

Mortgage

Document Number44384308
DateNov 16, 2020
Instrument44384/308
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyPrince George's County
Unified School DistrictPrince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,065.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$545,467$638,400 Land $141,800 Building $496,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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