12408 Laja Dr, Poway, CA 92064 Property Records

San Diego County property record for 12408 Laja Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,681 sqft · built 1985
Lot Size	0.145 acres (6,306 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,185,000 (Dec 2023)
Tax Bill	$13,857 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2025 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`314-631-23-00`

Property Details

APN / Parcel Number

Primary APN	`314-631-23-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,681 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,306 sqft (0.145 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12408 LAJA DR
City	POWAY
State	CA
Zip	92064-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 207 TR 008885
Legal Subdivision	POWAY 3461-7
Legal Tract	008885
Legal Block	4
Legal Lot Number	207
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	17054

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12408 LAJA DR, POWAY, CA 92064-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU
Sep 18, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Dec 20, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Dec 20, 2023	Intrafamily Transfer, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jun 30, 2020	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY
Jun 30, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jun 30, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jan 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 14, 2019	Correction Deed, Transfer ATTORNEY ONLY
Oct 23, 2019	Correction Deed, Transfer ATTORNEY ONLY
Apr 24, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	2023349121
Prior Transfer Date	Jun 29, 2020
Prior Transfer Doc	0000343104
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12408 LAJA DR, POWAY, CA 92064-2633

Mortgage

Document Number	0000308005
Date	Oct 31, 2025
Instrument	2025-0308005

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year CMT
Max Rate	10.3%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2025
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Document Number	0000259117
Map Reference	MAP 8885
Instrument Date	Sep 3, 2025
Instrument	2025-0259117
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12408 LAJA DR, POWAY, CA 92064-2633

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12408 LAJA DR, POWAY, CA 92064-2633

Mortgage

Document Number	0000259118
Date	Sep 18, 2025
Instrument	2025-0259118

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year CMT
Max Rate	11.1%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2023
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Document Number	0000349121
Map Reference	MAP 8885
Instrument Date	Dec 7, 2023
Instrument	2023-0349121
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11235 LEE WAY APT 15112, 15112, SAN DIEGO, CA 92126-3071

Mortgage

Document Number	0000349122
Date	Dec 20, 2023
Instrument	2023-0349122

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2023
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Document Number	0000349120
Map Reference	MAP 8885
Instrument Date	Dec 7, 2023
Instrument	2023-0349120
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11235 LEE WAY APT 15112, 15112, SAN DIEGO, CA 92126-3071

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2020
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Document Number	0000343104
Map Reference	MAP 8885
Instrument Date	Jun 29, 2020
Instrument	2020-0343104
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	939 COAST BLVD, LA JOLLA, CA 92037-4128

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2020
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Document Number	0000343105
Instrument Date	Jun 29, 2020
Instrument	343105
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	939 COAST BLVD LA JOLLA CA 920374128, LA JOLLA, CA 92037-4128

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2020
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Document Number	0000343103
Instrument Date	Jun 23, 2020
Instrument	343103
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12408 LAJA DR POWAY CA 920642633, POWAY, CA 92064-2633

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 9, 2020
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Document Number	0000011392
Instrument Date	Nov 22, 2019
Instrument	11392
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	939 COAST BLVD LA JOLLA CA 920374128, LA JOLLA, CA 92037-4128

November 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2019
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Document Number	0000526776
Instrument Date	Nov 8, 2019
Instrument	526776
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	939 COAST BLVD LA JOLLA CA 920374128, LA JOLLA, CA 92037-4128

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2019
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Document Number	0000481201
Instrument Date	Sep 17, 2019
Instrument	481201
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12408 LAJA DR POWAY CA 920642633, POWAY, CA 92064-2633

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2019
Property Address	12408 LAJA DR, POWAY, CA 92064-2633
Document Number	0000150567
Map Reference	MAP 8885
Instrument Date	Apr 22, 2019
Instrument	2019-0150567
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	939 COAST BLVD UNIT 20C, 20C, LA JOLLA, CA 92037-4170

Mortgage

Document Number	0000150568
Date	Apr 24, 2019
Instrument	2019-0150568

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,232,874 (+2%) Land $946,764 Building $286,110
2025	$13,857.00 (+80.74%)	$1,208,700 (+79.64%) Land $928,200 Building $280,500
2023	$7,667.00 (+1.67%) Homeowner's exemption	$672,841 Land $399,216 Building $273,625
2022	$7,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Laja Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures