12408 Galway Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12408 Galway Dr, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,781 sqft · built 1966
Lot Size	0.235 acres (10,230 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Nov 2021)
Tax Bill	$7,024 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00364391`

Property Details

APN / Parcel Number

Primary APN	`05-00364391`
Alternative APN	`00364391`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,781 sqft Living Area
Gross Area	3,471 sqft
1st Floor Area	1,591 sqft
Basement Area	1,190 sqft
Finished Basement	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,230 sqft (0.235 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	234 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00364391
Street Address	12408 GALWAY DR
City	SILVER SPRING
State	MD
Zip	20904-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	CALVERTON
Legal Subdivision	CALVERTON
Legal Block	14
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3012
Census Tract	701424

Owner

12408 Galway Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12408 GALWAY DR, SILVER SPRING, MD 20904-1723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Nov 5, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Aug 10, 2005 · Amount on File
Deed Book / Page	64509 / 347
Prior Transfer Date	Sep 22, 2016
Prior Transfer Doc	0530780186
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12408 GALWAY DR, SILVER SPRING, MD 20904-1723
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12408 GALWAY DR, SILVER SPRING, MD 20904-1723

Mortgage

Document Number	0637710235
Date	Aug 17, 2021
Book Page	63771/235

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 5, 2021
Property Address	12408 GALWAY DR, SILVER SPRING, MD 20904-1723
Document Number	0645090347
Book / Page	64509 / 347
Map Reference	MB 77 PL 7718
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12408 GALWAY DR, SILVER SPRING, MD 20904-1723

Mortgage

Document Number	64509355
Date	Nov 5, 2021
Instrument	64509/355

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12408 Galway Dr was $7,024, up 12.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,100 (+11.09%) Land $254,900 Building $357,200	$612,100 (-) Land $254,900 Building $357,200
2025	$7,024.00 (+12.87%)	$551,000	$612,100 Land $254,900 Building $357,200
2024	$6,223.00
2023		$428,800 Land $254,900 Building $173,900	$428,800 Land $254,900 Building $173,900
2022	$4,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12408 Galway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12408 Galway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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