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12407 Cobblestone Dr, Houston, TX 77024 Property Records

Harris County property record for 12407 Cobblestone Dr, Houston, TX 77024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,717 sqft · built 1963
Lot Size0.257 acres (11,177 sqft)
Owner2 Individual Names on Record
Last Sale$1,064,000 (Oct 2025)
Tax Bill$12,087 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN095-259-000-0011

Property Details

APN / Parcel Number

Primary APN095-259-000-0011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,717 sqft Living Area
1st Floor Area2,383 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1997
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area11,177 sqft (0.257 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool Area476 sqft
PorchOpen Frame Porch
Porch Area578 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0952590000011
Street Address12407 COBBLESTONE DR
CityHOUSTON
StateTX
Zip77024-4904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 11 BLK 19 FROSTWOOD SEC 3
Legal SubdivisionFROSTWOOD SEC 3
Legal Tract11
Legal Block19
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3007
Census Tract430800

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12407 COBBLESTONE DR, HOUSTON, TX 77024-4904
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2025 · Amount on Record
Deed SaleOct 9, 2025 · Amount on Record
Deed Document Number2025402307
Record UpdatedOct 29, 2026

October 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateOct 9, 2025
Property Address12407 COBBLESTONE DR, HOUSTON, TX 77024-4904
Document Number0000402307
Map ReferenceVOL 90 PG 17
Instrument DateOct 6, 2025
Instrument2025-402307
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyALA TITLE, ALAMO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12210 OVERCUP DR, HOUSTON, TX 77024-4230

Transferred To (Grantee/Buyer)

NameVerified Name
Address12407 COBBLESTONE DR, HOUSTON, TX 77024-4904

Mortgage

Document Number0000402308
DateOct 9, 2025
Instrument2025-402308
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.75%
IndexSOFR Average 30-Day
Margin3
Max Rate9.75%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictSpring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,511,254 (-16.55%) Land $783,549 Building $727,705$1,511,254 (-16.55%) Land $783,549 Building $727,705
2025$12,087.00 (+15.11%) Homeowner's exemption$1,810,999 (+13.53%) Land $783,549 Building $1,027,450$1,810,999 (+13.53%) Land $783,549 Building $1,027,450
2024$10,500.00 (+17.94%)
2023$1,595,219 Land $741,195 Building $854,024$1,595,219 Land $741,195 Building $854,024
2022$8,903.00 (+6.84%)
2020$8,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 259 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims29 (2009–2025)
Claims Outside the SFHA29 of 29
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Beryl, Jul 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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