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12405 SW 93rd Ave, Miami, FL 33176 Property Records

Miami-Dade County property record for 12405 SW 93rd Ave, Miami, FL 33176

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,314 sqft · built 1963
Lot Size0.356 acres (15,510 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Aug 2015)
Tax Bill$7,433 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN30-5016-012-0050

Property Details

APN / Parcel Number

Primary APN30-5016-012-0050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,314 sqft Living Area
Gross Area2,823 sqft
1st Floor Area2,314 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area15,510 sqft (0.356 acres)
PorchSlab
Porch Area120 sqft
Patio Area1,000 sqft

Location & Zoning

Street Address12405 SW 93RD AVE
CityMIAMI
StateFL
Zip33176-5012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2100
Legal Description16 55 40 RANCHERO MANORS 1ST & 2ND ADDN RESUB PB 75-44 LOT E OR 18534-1739 0399 4
Legal Range40E
Legal Township55S
Legal Section16
Legal SubdivisionRANCHERO MANORS 1ST & 2ND ADDN RESUB
Legal Block3
Legal Lot NumberE
JurisdictionDADE FL
Township / Civil DivisionKENDALL-PALMETTO BAY
Census Block Group3
Census Block3016
Census Tract8409

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12405 SW 93RD AVE, MIAMI, FL 33176-5012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
CBC NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2015 · Amount on Record
Deed SaleAug 11, 2015 · Amount on Record
Deed Document Number2015517046
Deed Book / Page29733 / 3400
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address12405 SW 93RD AVE, MIAMI, FL 33176-5012
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address12405 SW 93RD AVE, MIAMI, FL 33176-5012

Mortgage

Document Number0000686095
DateSep 10, 2025
Book Page34933/1589
Instrument2025R0686095
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 26, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address12405 SW 93RD AVE, MIAMI, FL 33176-5012
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000321554
DateJun 8, 2020
Book Page31963/1885
Instrument2020R0321554
Lender
NameCBC NATIONAL BANK
TypeBank
AddressALPHARETTA, GA 30022
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,433.00 (+7.54%) Homeowner's exemption$438,211 (+5.99%)$780,697 (+8.67%) Land $533,925 Building $246,772
2023$6,912.00 (+3.74%) Homeowner's exemption$413,459 (+3%)$718,405 (+23.53%) Land $457,650 Building $260,755
2022$6,663.00 Homeowner's exemption$401,417$581,549 Land $320,355 Building $261,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 131 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies131 in force
Nearby Flood Claims55 (1979–2021)
Claims Outside the SFHA2 of 55
Most Recent ClaimDec 2021 · rainfall accumulation
Claims by Event
  • Hurricane Katrina, Aug 2005 · 13 claims
  • Severe Storms And Flooding, Oct 2000 · 9 claims
  • Hurricane Irene, Oct 1999 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: SkyNet360, Verizon.

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