12405 J Hwy, Bunceton, MO 65237 Property Records

Cooper County property record for 12405 J Hwy, Bunceton, MO 65237

Property Summary

Property Type	Rural Home
Details	2 bd · 2,565 sqft · built 1976
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,200 (May 2018)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-9.0-31-000-000-006.003`

Property Details

APN / Parcel Number

Primary APN	`15-9.0-31-000-000-006.003`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,565 sqft Adjusted Area
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	304,920 sqft (7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12405 J HWY
City	BUNCETON
State	MO
Zip	65237-2304
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SP..POB S439, E 664, N 454, W 664 POB
Legal Range	17W
Legal Township	47N
Legal Section	31
Jurisdiction	COOPER MO
Township / Civil Division	KELLY
Census Block Group	4
Census Block	4111
Census Tract	950500

Owner

Source: Cooper County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12405 J HWY, BUNCETON, MO 65237-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 20, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 10, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Deed Document Number	20181103
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOPER MO
Property Address	12405 J HWY, BUNCETON, MO 65237-2304
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 J HWY, BUNCETON, MO 65237-2304

Mortgage

Document Number	0020260033
Date	Jan 6, 2026
Instrument	2026-0033

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOPER MO
Property Address	12405 J HWY, BUNCETON, MO 65237-2304
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 J HWY, BUNCETON, MO 65237-2304

Mortgage

Document Number	0020250357
Date	Feb 20, 2025
Instrument	2025-0357

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOPER MO
Recording Date	May 10, 2018
Property Address	12405 J HWY, BUNCETON, MO 65237-2304
Document Number	0020181103
Instrument Date	May 4, 2018
Instrument	2018-1103
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 STATE HIGHWAY J, BUNCETON, MO 65237-2304

Mortgage

Document Number	0020181104
Date	May 10, 2018
Instrument	2018-1104

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Cooper County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cooper County
Unified School District	Cooper County R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,240 (-)	$93,400 (-) Land $14,600 Building $78,800
2025	$1,098.00	$17,240 (+7.35%)	$93,400 (+7.11%) Land $14,600 Building $78,800
2024	$1,098.00 (+6.6%)	$16,060 (-)
2023	$1,030.00 (+8.76%)	$16,060 (+7.93%)	$87,200 (+7.65%) Land $13,400 Building $73,800
2022	$947.00	$14,880
2021			$81,000 Land $13,400 Building $67,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000

May also be available: T-Mobile.

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