12405 E Camino Ambato, Vail, AZ 85641 Property Records

Pima County property record for 12405 E Camino Ambato, Vail, AZ 85641

Property Summary

Property TypeSingle Family Home
Details3,207 sqft · built 2016
Owner2 Individual Names on File
Tax Bill$4,831 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Feb 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN305-08-1480

Property Details

APN / Parcel Number

Primary APN305-08-1480

Interior

Plumbing Fixtures8 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,207 sqft Living Area

Exterior

Year BuiltBuilt 2016
Exterior MaterialWood
Roof MaterialTile
Parking Spaces3 Parking Spaces
Pool Area470 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air

Location & Zoning

Street Address12405 E CAMINO AMBATO
CityVAIL
StateAZ
Zip85641-6630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVISTA DEL LAGO LOT 28 EXC MINERAL RIGHTS BELOW 30-FT
Legal Range16E
Legal Township16S
Legal Section08
Legal SubdivisionVISTA DEL LAGO
Legal Lot Number28
JurisdictionPIMA AZ
Township / Civil DivisionTUCSON
Census Block Group1
Census Block1025
Census Tract4062

Owner

Source: Pima County records · APN 305-08-1480

Assessment roll updated January 1, 2026 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12405 E CAMINO AMBATO, VAIL, AZ 85641-6630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Feb 21, 2023Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jun 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2016
Deed SaleApr 29, 2016
Deed Document Number20122570449
Prior Transfer DateSep 13, 2012
Prior Transfer Doc20122570449
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIMA AZ
Property Address12405 E CAMINO AMBATO, VAIL, AZ 85641-6630
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12405 E CAMINO AMBATO, VAIL, AZ 85641-6630

Mortgage

Document Number0000410150
DateFeb 10, 2026
Instrument20260410150
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 03, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIMA AZ
Property Address12405 E CAMINO AMBATO, VAIL, AZ 85641-6630
Transaction TypeMortgage
Record UpdatedJan 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address12405 E CAMINO AMBATO, VAIL, AZ 85641-6630

Mortgage

Document Number0000520144
DateFeb 21, 2023
Instrument20230520144
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIMA AZ
Property Address12405 E CAMINO AMBATO, VAIL, AZ 85641-6630
Transaction TypeMortgage
Record UpdatedJan 09, 2024
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12405 E CAMINO AMBATO, VAIL, AZ 85641-6630

Mortgage

Document Number0001580353
DateJun 07, 2021
Instrument20211580353
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Pima County records · Assessment roll updated January 1, 2026 · Last verified January 2026

Property Jurisdictions

TypeName
StateArizona
CountyPima County
Unified School DistrictVail Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$44,129 (-2.95%)$441,289 (-2.95%)
2025$4,831.00 (+9.2%)
2024$45,470 (+16.91%)$454,704 (+16.92%)
2023$4,424.00 (+5.56%)$38,892
2022$4,191.00$388,916

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 66% of the US · above 54% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Hawk Networks
Fixed Wireless
900 / 900
Verizon
Fixed Wireless
300 / 20
Simply Bits
Fixed Wireless
100 / 30

May also be available: Lumen Technologies.

Based on FCC filings for 434 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVAIL WATER COMPANY
private · serves 17,500 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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