12405 Cherry Laurel Ter, Austin, TX 78738 Property Records

Travis County property record for 12405 Cherry Laurel Ter, Austin, TX 78738

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,727 sqft · built 2013
Lot Size	0.888 acres (38,720 sqft)
Owner	Individual Name on Record
Tax Bill	$30,764 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0113630108`

Property Details

APN / Parcel Number

Primary APN	`0113630108`
Alternative APNs	`01136301080000` `743725`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,727 sqft Living Area
Gross Area	5,645 sqft
1st Floor Area	3,223 sqft
2nd Floor Area	1,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	38,720 sqft (0.888 acres)
Garage Type	Attached
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	743725
Old Parcel Number	01136301080000
Street Address	12405 CHERRY LAUREL TER
City	AUSTIN
State	TX
Zip	78738-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80 BLK A SPANISH OAKS SEC VIII
Legal Subdivision	SPANISH OAKS SEC VIII
Legal Block	A
Legal Lot Number	80
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	2
Census Block	2044
Census Tract	36600

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2445 WESTLAKE DR, AUSTIN, TX 78746-2950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage PILGRIM MORTGAGE LLC
Jun 18, 2025	Vendor's Lien, Transfer · Conventional Mortgage PILGRIM MORTGAGE LLC
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit AMPLIFY CU
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK NA
Jun 29, 2018	Vendor's Lien, Transfer · ARM COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025
Deed Sale	Jun 18, 2025
Prior Sale	Jun 29, 2018
Deed Document Number	2025067935
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12405 CHERRY LAUREL TER, AUSTIN, TX 78738-6060
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 CHERRY LAUREL TER, AUSTIN, TX 78738-6060

Mortgage

Document Number	0000012491
Date	Feb 5, 2026
Instrument	2026012491

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Address	1270 N LOOP 1604 E STE 1101, SAN ANTONIO, TX 78232

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jun 18, 2025
Property Address	12405 CHERRY LAUREL TER, AUSTIN, TX 78738-6060
Document Number	0000067935
Map Reference	DOC 200600269
Instrument Date	Jun 17, 2025
Instrument	2025067935
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 WESTLAKE DR, AUSTIN, TX 78746-2950

Mortgage

Document Number	0000067936
Date	Jun 18, 2025
Instrument	2025067936

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12405 CHERRY LAUREL TER, AUSTIN, TX 78738-6060
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031378
Date	Feb 18, 2022
Instrument	2022031378

Lender

Name	AMPLIFY CU
Type	Credit Union
Address	AUSTIN, TX 78727

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12405 CHERRY LAUREL TER, AUSTIN, TX 78738-6060
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121094
Date	May 28, 2021
Instrument	2021121094

Lender

Name	AMERICAN BANK NA
Type	Bank
Address	CORPUS CHRISTI, TX 78411

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jun 29, 2018
Property Address	12405 CHERRY LAUREL TER, AUSTIN, TX 78738-6060
Document Number	0000102353
Map Reference	DOC200600269
Instrument Date	Jun 28, 2018
Instrument	2018102353
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 CHERRY LAUREL TER, AUSTIN, TX 78738-6060
Investor	Possibly a Property Investor

Mortgage

Document Number	0000102354
Date	Jun 29, 2018
Instrument	2018102354

Lender

Name	COMPASS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,339,632 (-15.76%) Land $899,305 Building $1,677,693	$2,576,998 (-7.22%) Land $899,305 Building $1,677,693
2024	$30,764.00 (+7.46%)
2023		$2,777,443 Land $880,000 Building $1,897,443	$2,777,443 Land $880,000 Building $1,897,443
2022	$28,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY serves 35,664 people · EPA ID TX2270235
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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