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12405 Cachet Dr, Jacksonville, FL 32223 Property Records

Duval County property record for 12405 Cachet Dr, Jacksonville, FL 32223

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,999 sqft · built 1988
Lot Size0.357 acres (15,537 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Apr 2022)
Tax Bill$6,462 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN105931-2145

Property Details

APN / Parcel Number

Primary APN105931-2145

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,999 sqft Living Area
Gross Area2,700 sqft
1st Floor Area1,999 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,537 sqft (0.357 acres)
Lot Dimensions142 ft deep x 100 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Finished Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12405 CACHET DR
CityJACKSONVILLE
StateFL
Zip32223-5514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description42-92 24-4S-26E MANDARIN PLACE UNIT 4 LOT 93
Legal Range26E
Legal Township04S
Legal Section24
Legal SubdivisionMANDARIN PLACE UNIT 04
Legal Lot Number93
Legal Unit4
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1011
Census Tract16804

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12405 CACHET DR, JACKSONVILLE, FL 32223-5514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
Apr 4, 2022Warranty Deed, Transfer · FHA Mortgage
SWBC MORTGAGE CORP
Nov 3, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on Record
Deed SaleApr 4, 2022 · Amount on Record
Prior SaleNov 3, 2021 · Amount on Record
Deed Document Number202283075
Deed Book / Page20206 / 2235
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Recording DateAug 20, 2026
Property Address12405 CACHET DR, JACKSONVILLE, FL 32223-5514
Document Number0000195808
Book / Page22026 / 560
Instrument DateAug 13, 2026
Instrument2026195808
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address12405 CACHET DR, JACKSONVILLE, FL 32223-5514

Mortgage

Document Number0000195808,
DateAug 20, 2026
Book Page22026/560
Instrument2026195808
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 8, 2056
Interest
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 4, 2022
Property Address12405 CACHET DR, JACKSONVILLE, FL 32223-5514
Document Number0202062235
Book / Page20206 / 2235
Map ReferenceMB 42 PG 92&92A
Instrument DateMar 17, 2022
Instrument2022083075
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyCOVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address172 CATTAIL CIR, JACKSONVILLE, FL 32259-4403

Transferred To (Grantee/Buyer)

NameVerified Name
Address12405 CACHET DR, JACKSONVILLE, FL 32223-5514

Mortgage

Document Number0202062237
DateApr 4, 2022
Instrument20206/2237
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateNov 3, 2021
Property Address12405 CACHET DR, JACKSONVILLE, FL 32223-5514
Document Number0199920946
Book / Page19992 / 946
Map ReferenceMB 42 PG 92&92A
Instrument DateOct 26, 2021
Instrument2021291112
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3050 TERRY LANE SOUTH RD, COVINGTON, TN 38019-8143

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 FAIR OAKS LN, SAINT JOHNS, FL 32259-4260
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$394,546 (+2.7%)$416,059 (+2.2%) Land $120,796 Building $295,263
2025$6,462.00 (+5.14%) Homeowner's exemption$384,174 (+5.99%)$407,122 (+12.32%) Land $120,000 Building $287,122
2024$6,146.00 (+2.72%)
2023$5,983.00 (+21.21%) Homeowner's exemption$362,473 (+30.66%) Land $85,000 Building $277,473$362,473 (+30.66%) Land $85,000 Building $277,473
2022$4,936.00$277,425 Land $85,000 Building $192,425$277,425 Land $85,000 Building $192,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 85 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies85 in force
Nearby Flood Claims20 (1992–2017)
Claims Outside the SFHA13 of 20
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Tropical Storm Josephine, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

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