12405 Cabin Dr NE, Belding, MI 48809 Property Records

Kent County property record for 12405 Cabin Dr NE, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1991
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2023)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-12-10-254-001`

Property Details

APN / Parcel Number

Primary APN	`41-12-10-254-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	12405 CABIN DR NE
City	BELDING
State	MI
Zip	48809-9465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOTS 77 & 78 * WOODLAND PARK
Legal Subdivision	WOODLAND PARK
Legal Lot Number	77-78
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	1
Census Block	1008
Census Tract	10902

Owner

12405 Cabin Dr NE is owned by two individuals who acquired it in May 2025.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4663 WHITE FARM WOODS, BELMONT, MI 49306-8602
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 6, 2023	Quit Claim Deed, Transfer IRONGATE TITLE AGENCY LLC
Apr 19, 2023	Warranty Deed, Transfer · Commercial Mortgage FINLE CAPITAL LLC
Aug 19, 2022	Intrafamily Transfer, Transfer
Jul 18, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	Apr 19, 2023 · Amount on File
Deed Document Number	202363878
Last Transfer Date	May 1, 2025
Transfer Doc	0000029074
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jun 18, 2026
Property Address	12405 CABIN DR NE, BELDING, MI 48809-9465
Document Number	0000040230
Instrument Date	May 12, 2026
Instrument	202640230
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4663 WHITE FARM WOODS, BELMONT, MI 49306-8602

Mortgage

Document Number	0000040231,
Date	Jun 18, 2026
Instrument	20261840231

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 6, 2023
Property Address	12405 CABIN DR NE, BELDING, MI 48809-9325
Document Number	0000063878
Instrument Date	Nov 3, 2023
Instrument	20231106-0063878
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	IRONGATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9675 RENTSMAN NE, CEDAR SPRINGS, MI 49319-8951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4663 WHITE FARM WOODS, BELMONT, MI 49306-8602

Mortgage

Document Number	0000063879
Date	Nov 6, 2023
Instrument	20231106-0063879

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Nov 6, 2023
Property Address	12405 CABIN DR NE, BELDING, MI 48809-9325
Document Number	0000063877
Map Reference	LB 26 PG 1
Instrument Date	Nov 3, 2023
Instrument	20231106-0063877
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	IRONGATE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9675 RENTSMAN NE, CEDAR SPRINGS, MI 49319-8951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9675 RENTSMAN NE, CEDAR SPRINGS, MI 49319-8951
Investor	Possibly a Property Investor

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 19, 2023
Property Address	12405 CABIN DR NE, BELDING, MI 48809-9465
Document Number	0000021018
Map Reference	LB 26 PG 1
Instrument Date	Apr 17, 2023
Instrument	20230419-0021018
Transaction Type	Transfer
Record Updated	Sep 4, 2024
Title Company	IRONGATE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12405 CABIN DR NE, BELDING, MI 48809-9465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9675 RENTSMAN NE, CEDAR SPRINGS, MI 49319-8951
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021019
Date	Apr 19, 2023
Instrument	20230419-0021019

Lender

Name	FINLE CAPITAL LLC
Type	Non-Lending Institution
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Aug 19, 2022
Property Address	12405 CABIN DR NE, BELDING, MI 48809-9325
Document Number	0000065832
Instrument Date	Apr 21, 2022
Instrument	20220819-0065832
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 CABIN DR NE, BELDING, MI 48809-9325

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 18, 2018
Property Address	12405 CABIN DR NE, BELDING, MI 48809-9325
Document Number	0000055306
Map Reference	LB26 PG1
Instrument Date	Jul 13, 2018
Instrument	20180718-0055306
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12405 CABIN DR NE, 12405, BELDING, MI 48809-9325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 34TH ST, DORR, MI 49323-9524

Mortgage

Document Number	0000055307
Date	Jul 18, 2018
Instrument	20180718-0055307

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12405 Cabin Dr NE was $4,887.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,800 (+26.78%)	$185,600 (+26.78%)
2025	$4,887.00	$73,200	$146,400
2023		$69,300	$138,600
2019	$2,671.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12405 Cabin Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12405 Cabin Dr NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Point Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cabin Dr NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures