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12405 Beard Pl, La Plata, MD 20646 Property Records

Charles County property record for 12405 Beard Pl, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,228 sqft · built 2021
Lot Size3.33 acres (145,490 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Jun 2021)
Tax Bill$18,835 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN04-031318

Property Details

APN / Parcel Number

Primary APN04-031318
Alternative APN
  • 031318

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,228 sqft Living Area
Gross Area1,804 sqft
1st Floor Area1,228 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialSiding
Roof MaterialMetal
Lot Area145,490 sqft
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number031318
Street Address12405 BEARD PL
CityLA PLATA
StateMD
Zip20646-6431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionLOT 3 - 3.346 AC GREENVIEW SUB
Legal SubdivisionGREENVIEW SUB
Legal Block2
Legal Lot Number3
JurisdictionCHARLES MD
Township / Civil Division4, ALLENS FRESH
Census Block Group2
Census Block2012
Census Tract851301

Owner

12405 Beard Pl is owned and occupied by two individuals who bought it in June 2021.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address12405 BEARD PL, LA PLATA, MD 20646-6431
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed, Transfer · Conventional Mortgage
PNC BANK NA
Jul 30, 2020Grant Deed, Transfer
LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2021 · Amount on File
Deed SaleJun 21, 2021 · Amount on File
Prior SaleJul 30, 2020 · Amount on File
Deed Book / Page11892 / 483
Record UpdatedOct 29, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJun 21, 2021
Property Address12405 BEARD PL, LA PLATA, MD 20646-6431
Document Number0118920483
Book / Page11892 / 483
Map ReferenceLB 57 FO 489
Instrument DateJun 11, 2021
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyMARYLAND TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12405 BEARDS PLACE, LA PLATA, MD 20646-6431

Mortgage

Document Number0011892489
DateJun 21, 2021
Instrument11892/489
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateJul 30, 2020
Property Address12405 BEARD PL, LA PLATA, MD 20646-6431
Document Number0112490492
Book / Page011249 / 000492
Instrument DateJun 4, 2020
Transaction TypeTransfer
Record UpdatedSep 8, 2020
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

AmountAmount on Record
Tax$70.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPO BOX 6691 OCEAN ISLE BEACH NC 284690691, OCEAN ISLE BEACH, NC 28469-0691

Tax Assessment & Valuation

The 2025 property tax bill for 12405 Beard Pl was $18,835 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$419,500 Land $141,700 Building $277,800$419,500 Land $141,700 Building $277,800
2025$18,835.00
2023$6,476.00$321,400 Land $141,700 Building $179,700$321,400 Land $141,700 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12405 Beard Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2011–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12405 Beard Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300

Cell Coverage

4G LTE (outdoors only), no 5G reported

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