12405 85th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12405 85th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,112 sqft · built 1982
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Mar 2019)
Tax Bill	$2,312 (2026)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-004-0802`

Property Details

APN / Parcel Number

Primary APN	`01-004-0802`

Interior

Building Area	1,112 sqft Living Area
Basement Area	572 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	46,609 sqft (1.07 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	88 sqft
Shed	1 Shed
Shed Area	80 sqft

Location & Zoning

Street Address	12405 85TH AVE
City	MILACA
State	MN
Zip	56353-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 623 FT OF E 410 FT, EX N 375 FT, & EX S 215 FT OF N 590 FT OF E 256 FT OF NE OF SW
Legal Range	26
Legal Township	37
Legal Section	04
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	2
Census Block	2011
Census Tract	170400

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12405 85TH AVE, MILACA, MN 56353-4116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on Record
Deed Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	2019410649
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 11, 2019
Property Address	12405 85TH AVE, MILACA, MN 56353-4116
Document Number	A410649
Instrument Date	Feb 28, 2019
Instrument	A410649
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12405 85TH AVE, MILACA, MN 56353-4116

Mortgage

Document Number	000A410650
Date	Mar 11, 2019
Instrument	A410650

Lender

Name	AMERICAN MTG & EQUITY CONSULT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,312.00 (-9.4%)
2025		$235,200 (-5.88%) Land $54,800 Building $180,400	$235,200 (-5.88%) Land $54,800 Building $180,400
2023	$2,552.00	$249,900 Land $45,200 Building $204,700	$249,900 Land $45,200 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	70 / 3
Verizon Fixed Wireless	25 / 6

May also be available: AT&T.

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