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12404 Borges Ave, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12404 Borges Ave, Silver Spring, MD 20904 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,836 sqft · built 1978
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on File
Last Sale$536,000 (May 2020)
Tax Bill$6,971 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00383270

Property Details

APN / Parcel Number

Primary APN05-00383270
Alternative APN
  • 00383270

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,836 sqft Living Area
Gross Area3,036 sqft
1st Floor Area1,076 sqft
Basement Area721 sqft
Finished Basement721 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area41,382 sqft (0.95 acres)
Garage TypeCarport
Garage Area528 sqft
CarportCarport
Carport Area528 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Deck Area200 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00383270
Street Address12404 BORGES AVE
CitySILVER SPRING
StateMD
Zip20904-2939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEYBROOK
Legal SubdivisionVALLEYBROOK
Legal Block4
Legal Lot Number5
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group1
Census Block1003
Census Tract701506

Owner

Source: Montgomery County records · APN 05-00383270

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12404 BORGES AVE, SILVER SPRING, MD 20904-2939
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 06, 2020Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2020 · Amount on Record
Deed SaleMay 06, 2020 · Amount on Record
Deed Book / Page59496 / 187
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12404 BORGES AVE, SILVER SPRING, MD 20904-2939
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0627410376
DateApr 26, 2021
Book Page62741/376
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJan 01, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateMay 06, 2020
Property Address12404 BORGES AVE, SILVER SPRING, MD 20904-2939
Document Number0594960187
Book / Page059496 / 000187
Instrument DateApr 30, 2020
Transaction TypeTransfer
Record UpdatedJun 10, 2020
Title CompanyPARAGON TITLE INSURANCE COMPANY, PARAGON TITLE AND ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$536.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12404 BORGES AVE SILVER SPRING MD 209042939, SILVER SPRING, MD 20904-2939

Mortgage

Document Number594960194
DateMay 06, 2020
Book Page059496/000194
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 05, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$648,200 (+6.88%) Land $274,500 Building $373,700$648,200 (-) Land $274,500 Building $373,700
2025$6,971.00 (+28.47%)$606,500 (+15.94%)$648,200 (+23.92%) Land $274,500 Building $373,700
2023$523,100 Land $274,500 Building $248,600$523,100 Land $274,500 Building $248,600
2022$5,426.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2016, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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