12403 Oakleaf Bend Dr, Humble, TX 77346 Property Records

Harris County property record for 12403 Oakleaf Bend Dr, Humble, TX 77346

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,500 sqft · built 2019
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,500 (Jan 2020)
Tax Bill	$7,296 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-188-001-0031`

Property Details

APN / Parcel Number

Primary APN	`140-188-001-0031`
Alternative APN	`0401580910107`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,100 sqft
Attic	Attic
Attic Area	400 sqft
Game Room	Game Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,843 sqft (0.203 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1401880010031
Street Address	12403 OAKLEAF BEND DR
City	HUMBLE
State	TX
Zip	77346-4841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 BLK 1 BALMORAL SEC 3
Legal Subdivision	BALMORAL SEC 3
Legal Block	1
Legal Lot Number	31
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1017
Census Tract	250408

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12403 OAKLEAF BEND DR, HUMBLE, TX 77346-4841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit TEXAS BAY CU
Jan 6, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage INTERLINC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	20205041
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	2020005041
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12403 OAKLEAF BEND DR, HUMBLE, TX 77346-4841
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095289
Date	Mar 13, 2026
Instrument	2026-95289

Lender

Name	TEXAS BAY CU
Type	Credit Union
Address	HOUSTON, TX 77034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 12, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 6, 2020
Property Address	12403 OAKLEAF BEND DR, HUMBLE, TX 77346-4841
Document Number	0000005041
Instrument Date	Dec 20, 2019
Instrument	5041
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2020
Title Company	CROWN TITLE COMPANY, CROWN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12403 OAKLEAF BEND DR HUMBLE TX 773464841, HUMBLE, TX 77346-4841

Mortgage

Document Number	5042
Date	Jan 6, 2020
Instrument	5042

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,955 (-) Land $74,715 Building $293,240	$367,955 (-) Land $74,715 Building $293,240
2025	$7,296.00 (-8.16%) Homeowner's exemption	$367,955 (-7.64%) Land $74,715 Building $293,240	$367,955 (-7.64%) Land $74,715 Building $293,240
2024	$7,944.00 (+227.32%)
2023		$398,400 Land $48,565 Building $349,835	$398,400 Land $48,565 Building $349,835
2022	$2,427.00 (-8.52%)
2020	$2,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 457 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	457 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · Tropical Storm Imelda

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 400 EAST serves 6,066 people · EPA ID TX1013416
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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