12403 E 21st St, Indianapolis, IN 46229 Property Records

Hancock County property record for 12403 E 21st St, Indianapolis, IN 46229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,009 sqft · built 1994
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on File
Last Sale	$181,600 (Dec 2020)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-05-35-201-028.000-007`

Property Details

APN / Parcel Number

Primary APN	`30-05-35-201-028.000-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
1st Floor Area	4,018 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	15,987 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	196 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	300535201028000007
Street Address	12403 E 21ST ST
City	INDIANAPOLIS
State	IN
Zip	46229-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLY BRK FARMS S7 L233
Legal Subdivision	VALLEY BROOK FARMS SEC 7
Jurisdiction	HANCOCK IN
Township / Civil Division	BUCK CREEK
Census Block Group	2
Census Block	2020
Census Tract	410902

Owner

12403 E 21st St is owned and occupied by two individuals who bought it in December 2020.

Source: Hancock County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12403 E 21ST ST, INDIANAPOLIS, IN 46229-9766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 29, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Deed Document Number	202018667
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IN
Property Address	12403 E 21ST ST, INDIANAPOLIS, IN 46229-9766
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202110388
Date	Jun 24, 2021
Instrument	202110388

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IN
Recording Date	Mar 14, 2022
Property Address	12403 E 21ST ST, INDIANAPOLIS, IN 46229-9766
Document Number	0202203406
Map Reference	DOC 88-5640
Instrument Date	Mar 11, 2022
Instrument	202203406
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12403 E 21ST ST, INDIANAPOLIS, IN 46229-9766

Mortgage

Document Number	0202203407
Date	Mar 14, 2022
Instrument	202203407

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IN
Recording Date	Dec 29, 2020
Property Address	12403 E 21ST ST, INDIANAPOLIS, IN 46229-9766
Document Number	0202018667
Map Reference	DOC 88-5640
Instrument Date	Nov 18, 2020
Instrument	202018667
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	QUALITY TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12403 E 21ST ST, INDIANAPOLIS, IN 46229-9766
Investor	Possibly a Property Investor

Mortgage

Document Number	0202018668
Date	Dec 29, 2020
Instrument	202018668

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12403 E 21st St was $2,897, down 8% from the year before.

Source: Hancock County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hancock County
County Subdivision	Buck Creek Township
Municipality	Cumberland Town
Unified School District	Mount Vernon Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,897.00 (-7.97%)	$294,100 (+0.2%) Land $56,500 Building $237,600	$294,100 (+0.2%) Land $56,500 Building $237,600
2024	$3,148.00 (+9.57%)	$293,500 (+9.64%) Land $56,500 Building $237,000	$293,500 (+9.64%) Land $56,500 Building $237,000
2023	$2,873.00 (+6.25%)	$267,700 (+7.73%) Land $56,500 Building $211,200	$267,700 (+7.73%) Land $56,500 Building $211,200
2022	$2,704.00 Homeowner's exemption	$248,500 Land $37,800 Building $210,700	$248,500 Land $37,800 Building $210,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12403 E 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12403 E 21st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Central Indiana Communications.

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