12403 229th Ave E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 12403 229th Ave E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,172 sqft · built 1999
Lot Size	0.682 acres (29,700 sqft)
Owner	2 Individual Names on File
Last Sale	$57,900 (May 1998)
Tax Bill	$7,947 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051911-8-038`

Property Details

APN / Parcel Number

Primary APN	`051911-8-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	2,172 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,700 sqft (0.682 acres)
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	696 sqft
Deck Area	80 sqft
Patio Area	508 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	12403 229TH AVE E
City	SUMNER
State	WA
Zip	98391-7641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 11 TOWNSHIP 19 RANGE 05 QUARTER 44 : L 1 SP 97-09-05-0484 EASE OF REC OUT OF 4-020 SEG J0467 1/26/98MD
Legal Range	05
Legal Township	19
Legal Section	11
Legal Subdivision	PIERCE COUNTY SHORT PLAT #9709050484
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	BUCKLEY
Census Block Group	2
Census Block	2006
Census Tract	70204

Owner

12403 229th Ave E is owned and occupied by two individuals who acquired it in August 2012.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12403 229TH AVE E, BONNEY LAKE, WA 98391-7641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · FHA Mortgage LENDUS LLC
May 26, 2020	Deed of Trust, Mortgage INSPIRUS CU
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UPWELL MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 1998 · Amount on File
Deed Sale	May 29, 1998 · Amount on File
Deed Document Number	1998229
Last Transfer Date	Aug 1, 2012
Transfer Doc	0000000398
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	12403 229TH AVE E, SUMNER, WA 98391-7641
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001220561
Date	Jan 22, 2018
Instrument	201801220561

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	12403 229TH AVE E, SUMNER, WA 98391-7641
Document Number	2005280953
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12403 229TH AVE E BONNEY LAKE WA 983917641, BONNEY LAKE, WA 98391-7641

Mortgage

Document Number	2005280953
Date	May 28, 2020
Instrument	202005280953

Lender

Name	INSPIRUS CU
Address	PO BOX 576, SEATTLE, WA 98111-0576

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 27, 2030

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	12403 229TH AVE E, SUMNER, WA 98391-7641
Document Number	1909160615
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12403 229TH AVE E BONNEY LAKE WA 983917641, BONNEY LAKE, WA 98391-7641

Mortgage

Document Number	1909160615
Date	Sep 16, 2019
Instrument	201909160615

Lender

Name	UPWELL MTG INC
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 12403 229th Ave E was $7,947, up 15.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	White River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$768,200 Land $259,500 Building $508,700	$768,200 Land $259,500 Building $508,700
2025	$7,947.00 (+15.09%)
2024	$6,905.00 (+0.42%)	$662,100 (-2.99%) Land $249,300 Building $412,800	$662,100 (-2.99%) Land $249,300 Building $412,800
2023	$6,876.00	$682,500 Land $272,200 Building $410,300	$682,500 Land $272,200 Building $410,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12403 229th Ave E in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1996–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 3 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 6 claims Severe Storms, Flooding, Landslides, And Mudslides, Nov 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12403 229th Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Skynet Broadband.

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