12402 Saint Clair Dr, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12402 Saint Clair Dr, Middletown, KY 40243

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,146 sqft · built 1955
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Sep 2017)
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21013400690027`

Property Details

APN / Parcel Number

Primary APN	`21013400690027`
Alternative APNs	`013400690027` `00063758`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,146 sqft Finished Area
Basement Area	971 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	140 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00063758
Street Address	12402 SAINT CLAIR DR
City	MIDDLETOWN
State	KY
Zip	40243-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 27 WOODSIDE ACRES, PB. 11 PG. 97, .2089 AC+/- 65X140
Legal Subdivision	WOODSIDE ACRES
Legal Lot Number	27
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4015
Census Tract	10406

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12402 SAINT CLAIR DR, LOUISVILLE, KY 40243-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 28, 2017	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	0001099172
Deed Book / Page	10991 / 72
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	12402 SAINT CLAIR DR, MIDDLETOWN, KY 40243-1031
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066606
Date	Mar 23, 2022
Book Page	M 17997/981
Instrument	2022066606

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 28, 2017
Property Address	12402 SAINT CLAIR DR, MIDDLETOWN, KY 40243-1031
Document Number	0109910072
Book / Page	010991 / 000072
Instrument Date	Sep 22, 2017
Instrument	214078
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12402 SAINT CLAIR DR LOUISVILLE KY 402431031, LOUISVILLE, KY 40243-1031

Mortgage

Document Number	152450601
Date	Sep 28, 2017
Book Page	015245/000601
Instrument	214079

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MO 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Middletown City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,189.00 (-3.65%)	$196,210 (-) Land $40,000 Building $156,210
2024			$196,210 (-) Land $40,000 Building $156,210
2023	$2,272.00 (-0.31%)	$196,210 (-) Land $40,000 Building $156,210	$196,210 (-) Land $40,000 Building $156,210
2022	$2,279.00	$196,210 Land $40,000 Building $156,210	$196,210 Land $40,000 Building $156,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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