12402 Rockledge Dr, Bowie, MD 20715 Property Records

Prince George's County property record for 12402 Rockledge Dr, Bowie, MD 20715

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,980 sqft · built 1967
Lot Size0.245 acres (10,672 sqft)
Owner2 Individual Names on Record
Last Sale$344,900 (Dec 2017)
Tax Bill$12,956 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-1709153

Property Details

APN / Parcel Number

Primary APN14-1709153
Alternative APN
  • 1709153

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,980 sqft Living Area
Gross Area2,382 sqft
1st Floor Area1,044 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,672 sqft (0.245 acres)
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number1709153
Street Address12402 ROCKLEDGE DR
CityBOWIE
StateMD
Zip20715-3239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionROCKLEDGE AT
Legal SubdivisionROCKLEDGE BELAIR SEC-90
Legal Block258
Legal Lot Number28
JurisdictionPRINCE GEORGE'S MD
Township / Civil Division14, BOWIE
Census Block Group1
Census Block1014
Census Tract800403

Owner

Source: Prince George's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12402 ROCKLEDGE DR, BOWIE, MD 20715-3239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Apr 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Dec 28, 2017Grant Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2017 · Amount on Record
Deed SaleDec 28, 2017 · Amount on Record
Prior SaleJan 20, 2006 · Amount on Record
Deed Document Number201740396-474
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Recording DateSep 10, 2026
Property Address12402 ROCKLEDGE DR, BOWIE, MD 20715-3239
Document Number5238000530
Book / Page52388 / 530
Instrument DateAug 15, 2026
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12402 ROCKLEDGE DR, BOWIE, MD 20715-3239

Mortgage

Document Number5238000530,
DateSep 10, 2026
Book Page52388/530
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 1, 2066
Interest
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address12402 ROCKLEDGE DR, BOWIE, MD 20715-3239
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12402 ROCKLEDGE DR, BOWIE, MD 20715-3239

Mortgage

Document Number0475660089
DateApr 26, 2022
Book Page47566/89
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateMay 1, 2025
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change4.37%
Index5-Year CMT
Margin2
Max Rate7.37%

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPRINCE GEORGE'S MD
Recording DateDec 28, 2017
Property Address12402 ROCKLEDGE DR, BOWIE, MD 20715-3239
Document Number0403960474
Book / Page040396 / 000474
Instrument DateDec 18, 2017
Transaction TypeTransfer
Record UpdatedJan 22, 2018
Title CompanyBRENNAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$344.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12402 ROCKLEDGE DR BOWIE MD 207153239, BOWIE, MD 20715-3239

Mortgage

Document Number403960483
DateDec 28, 2017
Book Page040396/000483
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueDec 27, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyPrince George's County
MunicipalityBowie City
Unified School DistrictPrince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,956.00 (+161.74%)$394,600 (+8.89%) Land $101,300 Building $293,300$394,600 (-) Land $101,300 Building $293,300
2023$4,950.00$362,400$394,600 Land $101,300 Building $293,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1982–2018)
Claims Outside the SFHA3 of 4
Most Recent ClaimJun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BOWIE
serves 25,000 people · EPA ID MD0160002
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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