12402 Pine Trl, Gloucester, VA 23061 Property Records

Gloucester County property record for 12402 Pine Trl, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 2006
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Jul 2017)
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22852`

Property Details

APN / Parcel Number

Primary APN	`22852`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,157 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,453 sqft (0.217 acres)
Deck Area	155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	12402 PINE TRL
City	GLOUCESTER
State	VA
Zip	23061-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HOLLY BEACH SUB SEC A LOT 49
Legal Subdivision	HOLLY BEACH
Legal Lot Number	49
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2028
Census Tract	100101

Owner

Source: Gloucester County records · APN 22852

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12402 PINE TRL, GLOUCESTER, VA 23061-2629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES OF AMERICA
Jul 31, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Apr 04, 2008 · Amount on Record
Deed Document Number	ID 1703560
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	12402 PINE TRL, GLOUCESTER, VA 23061-2629
Transaction Type	Mortgage
Record Updated	Dec 07, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005958
Date	Nov 14, 2022
Instrument	220005958

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Oct 01, 2062

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 31, 2017
Property Address	12402 PINE TRL, GLOUCESTER, VA 23061-2629
Document Number	0170003560
Instrument Date	Jul 26, 2017
Instrument	170003560
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12402 PINE TRL, GLOUCESTER, VA 23061-2629

Mortgage

Document Number	0170003561
Date	Jul 31, 2017
Instrument	170003561

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00 (+5.34%)	$208,850 (-) Land $37,860 Building $170,990	$208,850 (-) Land $37,860 Building $170,990
2024	$1,217.00	$208,850 (-) Land $37,860 Building $170,990	$208,850 (-) Land $37,860 Building $170,990
2023	$1,217.00 (+26.9%)	$208,850 (+57.83%) Land $37,860 Building $170,990	$208,850 (+57.83%) Land $37,860 Building $170,990
2022	$959.00	$132,330 Land $20,820 Building $111,510	$132,330 Land $20,820 Building $111,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), as of October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731001012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 79 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Trl

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