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12402 Paramount Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 12402 Paramount Dr, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,260 sqft · built 1979
Lot Size0.432 acres (18,800 sqft)
Owner2 Individual Names on Record
Last Sale$131,000 (Jun 2018)
Tax Bill$1,449 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2018 Mortgage
Flood ZoneZone D (undetermined)
APN422303232023

Property Details

APN / Parcel Number

Primary APN422303232023
Alternative APNs
  • 01024460000006
  • 10004722668

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
Gross Area2,231 sqft
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,800 sqft (0.432 acres)
Garage TypeAttached
Garage Area375 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area596 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number01024460000006
Street Address12402 PARAMOUNT DR
CityPUNTA GORDA
StateFL
Zip33955-2109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionTROP G A UN 3 BLK43 LTS 1 & 2 213/436 507/208 603/1970 639/1001 DC846/150 CT1043/1182 1044/285 1070/1323 2760/1145 CD3075/378 4325/734
Legal Range23E
Legal Township42S
Legal Section03
Legal SubdivisionTROP G A
Legal TractTGA
Legal Block43
Legal Lot Number1,2
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3036
Census Tract10505

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12402 PARAMOUNT DR, PUNTA GORDA, FL 33955-2109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 8, 2018Deed of Trust, Transfer · FHA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2018 · Amount on Record
Deed SaleJun 11, 2018 · Amount on Record
Prior SaleJul 27, 2005 · Amount on Record
Deed Document Number20182619958
Deed Book / Page4325 / 734
Prior Transfer DateNov 19, 2006
Prior Transfer Doc0030750378
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address12402 PARAMOUNT DR, PUNTA GORDA, FL 33955-2109
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12402 PARAMOUNT DR, PUNTA GORDA, FL 33955-2109

Mortgage

Document Number0046202055
DateAug 25, 2020
Book Page4620/2055
Instrument2844384
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

June 2018: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address12402 PARAMOUNT DR, PUNTA GORDA, FL 33955-2109
Document Number0043250735
Instrument DateJun 8, 2018
Transaction TypeTransfer
Record UpdatedJul 3, 2018
Title CompanySTEWART TITLE

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12402 PARAMOUNT DR PUNTA GORDA FL 339552109, PUNTA GORDA, FL 33955-2109

Mortgage

Document Number0043250735
DateJun 11, 2018
Book Page004325/000735
Instrument2619959
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 10, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,449.00 (-30.74%) Homeowner's exemption$136,117 (+5.99%)$209,072 (+74.13%) Land $20,400 Building $188,672
2024$2,092.00 (+2.2%)
2023$2,047.00 (+4.65%) Homeowner's exemption$128,428 (+3%)$120,069 (-42.65%) Land $20,000 Building $100,069
2022$1,956.00 Homeowner's exemption$124,687$209,365 Land $14,450 Building $194,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000

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