12401 Woodbend Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 12401 Woodbend Dr, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,609 sqft · built 1991
Lot Size0.291 acres (12,683 sqft)
OwnerIndividual Name on Record
Last Sale$203,000 (Mar 2015)
Tax Bill$3,987 (2023)
Deeds & MortgagesApr 2022 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN193-401-77

Property Details

APN / Parcel Number

Primary APN193-401-77

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,609 sqft Heated Area
Gross Area3,137 sqft
1st Floor Area1,259 sqft
Upper Floors Area1,350 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area12,683 sqft (0.291 acres)
Garage Area420 sqft
PorchPorch
Porch Area108 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number193-401-77
Street Address12401 WOODBEND DR
CityMATTHEWS
StateNC
Zip28105-0830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal DescriptionL77 M22-112
Legal SubdivisionSOUTHWOODS
Legal Lot Number77
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group2
Census Block2001
Census Tract5709

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12401 WOODLAND DR, MATTHEWS, NC 28105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2015 · Amount on Record
Deed SaleMar 31, 2015 · Amount on Record
Deed Document Number0029856408
Deed Book / Page29856 / 408
Record UpdatedJun 7, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12401 WOODBEND DR, MATTHEWS, NC 28105-0830
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051408
DateApr 4, 2022
Book Page37217/669
Instrument2022051408
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressMATTHEWS, NC 28106
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12401 WOODBEND DR, MATTHEWS, NC 28105-0830
Document Number0000100939
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12401 WOODBEND DR MATTHEWS NC 281050830, MATTHEWS, NC 28105-0830

Mortgage

Document Number0000100939
DateJul 6, 2020
Book Page034771/000146
Instrument100939
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 5, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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