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12401 Warren Rd, Clermont, FL 34711 Property Records

Lake County property record for 12401 Warren Rd, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,688 sqft · built 1980
Lot Size0.478 acres (20,810 sqft)
OwnerIndividual Name on File
Last Sale$279,500 (Mar 2017)
Tax Bill$4,860 (2025)
Deeds & MortgagesJan 2022 Mortgage
May 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN32-22-26-0050-000-00400

Property Details

APN / Parcel Number

Primary APN32-22-26-0050-000-00400
Alternative APNs
  • 262232005000000400
  • 2556978

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,688 sqft Living Area
Gross Area3,488 sqft
1st Floor Area2,688 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area20,810 sqft (0.478 acres)
Lot Dimensions157 ft deep x 132 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area520 sqft
Deck Area1,271 sqft
Patio Area449 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number2556978
Street Address12401 WARREN RD
CityCLERMONT
StateFL
Zip34711-8880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionANDERSON HILLS PARTIAL REPLAT LOT 4 PB 25 PG 27 ORB 4916 PG 1975 ORB 5350 PG 2303
Legal Range26E
Legal Township22S
Legal Section32
Legal SubdivisionANDERSON HILLS
Legal Tract0050
Legal Lot Number4
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1002
Census Tract31316

Owner

Source: Lake County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12401 WARREN RD, CLERMONT, FL 34711-8880
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
May 3, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 3, 2019Loan Modification, Mortgage · Conventional with PMI
MIDFIRST BK
Oct 2, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 17, 2017Warranty Deed, Transfer · FHA Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2017 · Amount on File
Deed SaleMar 17, 2017 · Amount on File
Prior SaleOct 8, 2001 · Amount on File
Deed Document Number201729157
Deed Book / Page4916 / 1975
Last Transfer DateMar 21, 2019
Transfer Doc0053502303
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address12401 WARREN RD, CLERMONT, FL 34711-8880
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12401 WARREN RD, CLERMONT, FL 34711-8880

Mortgage

Document Number0058731403
DateJan 10, 2022
Book Page5873/1403
Instrument2022004191
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address12401 WARREN RD, CLERMONT, FL 34711-8880
Document Number0052960999
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12401 WARREN RD CLERMONT FL 347118880, CLERMONT, FL 34711-8880

Mortgage

Document Number0052960999
DateJun 18, 2019
Book Page005296/000999
Instrument68079
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 17, 2049

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address12401 WARREN RD, CLERMONT, FL 34711-8880
Document Number0052972310
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12401 WARREN RD CLERMONT FL 347118880, CLERMONT, FL 34711-8880

Mortgage

Document Number0052972310
DateJun 20, 2019
Book Page005297/002310
Instrument69364
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 19, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateOct 2, 2019
Property Address12401 WARREN RD, CLERMONT, FL 34711-8880
Document Number0053502303
Book / Page005350 / 002303
Instrument DateMar 21, 2019
Instrument111048
Transaction TypeTransfer
Record UpdatedOct 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12401 WARREN RD CLERMONT FL 347118880, CLERMONT, FL 34711-8880

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 17, 2017
Property Address12401 WARREN RD, CLERMONT, FL 34711-8880
Document Number0049161975
Book / Page4916 / 1975
Map ReferenceMB 25 PG 27
Instrument DateMar 17, 2017
Instrument2017029157
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,956.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12401 WARREN RD, CLERMONT, FL 34711-8880

Mortgage

Document Number2017029158
DateMar 17, 2017
Instrument2017029158
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,360 (+2.7%)$496,465 (-) Land $150,000 Building $346,465
2025$4,860.00 (+2.47%) Homeowner's exemption$350,890 (+5.98%) Land $150,000 Building $200,890$496,465 (+26.96%) Land $150,000 Building $346,465
2024$4,743.00 (+6.42%)
2023$4,457.00 (+6.19%) Homeowner's exemption$331,080 (+3%)$391,037 (+21.65%) Land $116,000 Building $275,037
2022$4,197.00 Homeowner's exemption$321,437$321,437 Land $46,400 Building $275,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC NORTH (8 WPS)
public/private · serves 24,798 people · EPA ID FL3354883
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Haloacetic acids
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		3,000 / 3,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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