Lancaster County property record for 12401 NW 98th St, Malcolm, NE 68402
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,440 sqft · built 1980 |
| Lot Size | 5.57 acres (243,065 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $210,000 (Jul 2009) |
| Tax Bill | $5,510 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-400-005-000 |
| Primary APN | 05-09-400-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 672 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 243,065 sqft (5.57 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 12401 NW 98TH ST |
|---|---|
| City | MALCOLM |
| State | NE |
| Zip | 68402-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | S9, T11, R5, 6TH PRINCIPAL MERIDIAN, LOT 11 SE |
| Legal Range | 05 |
| Legal Township | 11 |
| Legal Section | 09 |
| Legal Subdivision | ELK PRECINCT |
| Legal Lot Number | 11 |
| Jurisdiction | LANCASTER NE |
| Township / Civil Division | ELK |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 10202 |
Source: Lancaster County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 12401 NW 98TH ST, MALCOLM, NE 68402-9684 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2009 · Amount on Record |
| Deed Sale | Jul 14, 2009 · Amount on Record |
| Deed Document Number | 2009038849 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 12401 NW 98TH ST, MALCOLM, NE 68402-9684 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | STEWART TITLE/CALDWELL, STC |
| Name | Verified Name |
|---|
| Document Number | 0000012030 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021012030 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 12401 NW 98TH ST, MALCOLM, NE 68402-9684 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027371 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2019027371 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2039 |
Source: Lancaster County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Unified School District | Malcolm Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,510.00 (+14.82%) | $425,200 (+8.28%) Land $127,500 Building $297,700 | $425,200 (+8.28%) Land $127,500 Building $297,700 |
| 2023 | $4,799.00 | $392,700 Land $127,500 Building $265,200 | $392,700 Land $127,500 Building $265,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | May 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 49% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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