Charles County property record for 12401 Derek Pl, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,340 sqft · built 1994 |
| Lot Size | 0.034 acres (1,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $269,900 (Dec 2007) |
| Tax Bill | $7,237 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-205836 |
| Primary APN | 06-205836 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,500 sqft (0.034 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 205836 |
|---|---|
| Street Address | 12401 DEREK PL |
| City | WALDORF |
| State | MD |
| Zip | 20602-1407 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | LOT 121 SEC 1 PLAT 2 LAKEWOOD ESTATES SUB |
| Legal Subdivision | LAKEWOOD ESTATES SUB |
| Legal Block | 1 |
| Legal Lot Number | 121 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850905 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12401 DEREK PL, WALDORF, MD 20602-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2007 · Amount on Record |
| Deed Sale | Dec 4, 2007 · Amount on Record |
| Prior Sale | Jan 27, 2003 · Amount on Record |
| Deed Document Number | 2007256807 |
| Deed Book / Page | 6515 / 22 |
| Last Transfer Date | Jan 4, 2022 |
| Transfer Doc | 0123680117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 1, 2022 |
| Property Address | 12401 DEREK PL, WALDORF, MD 20602-1407 |
| Document Number | 0123680117 |
| Book / Page | 12368 / 117 |
| Map Reference | MB 41 PL 194 |
| Instrument Date | Jan 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12401 DEREK PL, WALDORF, MD 20602-1407 |
| Document Number | 0012368124 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 12368/124 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,500 (+9.04%) | $282,100 (-) Land $95,000 Building $187,100 | |
| 2025 | $7,237.00 (+154.38%) Homeowner's exemption | $238,900 (+19.09%) | $282,100 (+29.82%) Land $95,000 Building $187,100 |
| 2023 | $2,845.00 (+23.48%) Homeowner's exemption | $200,600 (+9.08%) | $217,300 (-) Land $90,000 Building $127,300 |
| 2022 | $2,304.00 Homeowner's exemption | $183,900 | $217,300 Land $90,000 Building $127,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Jul 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures