12400 Loft Ln, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12400 Loft Ln, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,642 sqft · built 1983
Lot Size	0.232 acres (10,116 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Oct 1998)
Tax Bill	$6,513 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02058661`

Property Details

APN / Parcel Number

Primary APN	`05-02058661`
Alternative APN	`02058661`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,642 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,116 sqft (0.232 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02058661
Street Address	12400 LOFT LN
City	SILVER SPRING
State	MD
Zip	20904-6651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	ROLLING ACRES SEC 3
Legal Subdivision	ROLLING ACRES
Legal Block	2
Legal Lot Number	101
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	4
Census Block	4002
Census Tract	701414

Owner

Source: Montgomery County records · APN 05-02058661

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12400 LOFT LN, SILVER SPRING, MD 20904-6651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 1998 · Amount on Record
Deed Sale	Oct 13, 1998 · Amount on Record
Prior Sale	Jul 28, 1998 · Amount on Record
Deed Document Number	1998127000
Deed Book / Page	16336 / 503
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12400 LOFT LN, SILVER SPRING, MD 20904-6651
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12400 LOFT LN, SILVER SPRING, MD 20904-6651

Mortgage

Document Number	0659470228
Date	Jun 24, 2022
Book Page	65947/228

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2037

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$634,800 (+9.64%) Land $208,000 Building $426,800	$634,800 (-) Land $208,000 Building $426,800
2025	$6,513.00 (+33.27%)	$579,000 (+23.88%)	$634,800 (+35.82%) Land $208,000 Building $426,800
2023		$467,400 (+2.25%) Land $208,000 Building $259,400	$467,400 (-) Land $208,000 Building $259,400
2022	$4,887.00	$457,133	$467,400 Land $208,000 Building $259,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 215 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.