12400 Cold Stream Guard Ct, Bristow, VA 20136 Property Records

Prince William County property record for 12400 Cold Stream Guard Ct, Bristow, VA 20136

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,662 sqft · built 1999
Lot Size	0.38 acres (16,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Oct 2014)
Tax Bill	$8,015 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7495-91-5290`

Property Details

APN / Parcel Number

Primary APN	`7495-91-5290`
Alternative APN	`211077`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,662 sqft Living Area
Gross Area	4,738 sqft
1st Floor Area	1,698 sqft
Basement Area	1,520 sqft
Finished Basement	1,444 sqft
Unfinished Basement	76 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	16,544 sqft (0.38 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	351 sqft
Deck Area	311 sqft
Patio Area	491 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	211077
Street Address	12400 COLD STREAM GUARD CT
City	BRISTOW
State	VA
Zip	20136-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPC
Legal Description	VILLAGES AT SAYBROOKE PH 2 SEC 11 L-38
Legal Subdivision	VILLAGES AT SAYBROOKE PH 2
Legal Phase	2
Legal Block	2
Legal Lot Number	38
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	BRENTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	901416

Owner

Source: Prince William County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12400 COLD STREAM GUARD CT, BRISTOW, VA 20136-3026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 27, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2014 · Amount on Record
Deed Sale	Oct 31, 2014 · Amount on Record
Prior Sale	Jun 21, 1999 · Amount on Record
Deed Book / Page	201410310 / 79228
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Apr 28, 2026
Property Address	12400 COLD STREAM GUARD CT, BRISTOW, VA 20136-3026
Document Number	0000025012
Instrument Date	Apr 20, 2026
Instrument	202625012
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12400 COLD STREAM GUARD CT, BRISTOW, VA 20136-3026

Mortgage

Document Number	0000025012,
Date	Apr 28, 2026
Instrument	202625012

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	8.5%
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	12400 COLD STREAM GUARD CT, BRISTOW, VA 20136-3026
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057442
Date	Oct 25, 2024
Instrument	202410250057442

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2039

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	12400 COLD STREAM GUARD CT, BRISTOW, VA 20136-3026
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064010
Date	May 27, 2021
Instrument	202105270064010

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	12400 COLD STREAM GUARD CT, BRISTOW, VA 20136-3026
Document Number	0000115813
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12400 COLD STREAM GUARD CT BRISTOW VA 201363026, BRISTOW, VA 20136-3026

Mortgage

Document Number	0000115813
Date	Dec 2, 2020
Instrument	115813

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,015.00 (+10.81%)	$817,500 (+17.8%) Land $204,600 Building $612,900	$817,500 (+17.8%) Land $204,600 Building $612,900
2024	$7,233.00 (+0.17%)
2023	$7,221.00	$694,000 Land $176,300 Building $517,700	$694,000 Land $176,300 Building $517,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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