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1240 W 9th St, Lakeland, FL 33805 Property Records

Polk County property record for 1240 W 9th St, Lakeland, FL 33805

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,084 sqft · built 1964
Lot Size0.164 acres (7,148 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Sep 2021)
Tax Bill$2,837 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-28-11-032500-002070

Property Details

APN / Parcel Number

Primary APN23-28-11-032500-002070
Alternative APNs
  • 112823032500002070
  • 12823000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,084 sqft Living Area
1st Floor Area1,084 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2015
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area7,148 sqft (0.164 acres)
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
PorchUnfinished Open Porch
Porch Area63 sqft
Utility Building42 sqft

Location & Zoning

Street Address1240 W 9TH ST
CityLAKELAND
StateFL
Zip33805-3327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal DescriptionEDGETON ADD PB 6 PG 49 BLK 2 LOT 7
Legal Range23E
Legal Township28S
Legal Section11
Legal SubdivisionEDGETON ADDITION
Legal Tract32500
Legal Block2
Legal Lot Number7
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1021
Census Tract11100

Owner

1240 W 9th St is owned by an individual who acquired it in November 2024.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address5676 ELSINORE WAY, LAKELAND, FL 33805-2660
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Mar 11, 2020Warranty Deed, Transfer · Conventional with PMI
FREEDOM MTG
Jan 31, 2020Quit Claim Deed, Transfer
MEADOWBROOK FIN'L MTG BKERS
Aug 8, 2019Warranty Deed, Transfer · Conventional with PMI
FAISON & YOUNG LLC
May 16, 2019Warranty Deed, Transfer
COTILLA GRP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2021 · Amount on File
Deed SaleSep 1, 2021 · Amount on File
Prior SaleMar 11, 2020 · Amount on File
Deed Document Number2021228425
Deed Book / Page11873 / 983
Last Transfer DateNov 22, 2024
Transfer Doc0000267039
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 1, 2021
Property Address1240 W 9TH ST, LAKELAND, FL 33805-3327
Document Number0000228425
Book / Page11873 / 983
Map ReferenceMB 6 PG 49
Instrument DateAug 26, 2021
Instrument2021228425
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanySMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,323.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3923 ATRIUM DR, ORLANDO, FL 32822-3735

Transferred To (Grantee/Buyer)

NameVerified Name
Address5676 ELSINORE WAY, LAKELAND, FL 33805-2660

Mortgage

Document Number0011873985
DateSep 1, 2021
Instrument11873/985
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 11, 2020
Property Address1240 W 9TH ST, LAKELAND, FL 33805-3327
Document Number0111710748
Book / Page011171 / 000748
Instrument DateMar 10, 2020
Instrument55922
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyEASY TITLE COMPANY LLC, EASY TITLE CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,022.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1240 W 9TH ST LAKELAND FL 338053327, LAKELAND, FL 33805-3327

Mortgage

Document Number111710750
DateMar 11, 2020
Book Page011171/000750
Instrument55923
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 10, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJan 31, 2020
Property Address1240 W 9TH ST, LAKELAND, FL 33805-3327
Document Number0111250279
Book / Page011125 / 000279
Instrument DateJan 27, 2020
Instrument23217
Transaction TypeTransfer
Record UpdatedFeb 21, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2064 VIEWPOINT LANDINGS RD LAKELAND FL 338103298, LAKELAND, FL 33810-3298

Mortgage

Document Number111250280
DateJan 31, 2020
Book Page011125/000280
Instrument23218
Lender
NameMEADOWBROOK FIN'L MTG BKERS
TypeMortgage Company
AddressWESTBURY, NY 11590
Agreement
AmountAmount on Record
Term360 Months
DueJan 30, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 8, 2019
Property Address1240 W 9TH ST, LAKELAND, FL 33805-3327
Document Number0109341864
Book / Page010934 / 001864
Instrument DateJul 15, 2019
Instrument167083
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyBROKERS TITLE/TAMPA LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$553.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2064 VIEWPOINT LANDINGS RD LAKELAND FL 338103298, LAKELAND, FL 33810-3298

Mortgage

Document Number109341866
DateAug 8, 2019
Book Page010934/001866
Instrument167085
Lender
NameFAISON & YOUNG LLC
Address2064 VIEWPOINT LANDINGS RD, LAKELAND, FL 33810-3298
Agreement
TypeConventional with PMI
AmountAmount on Record

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 16, 2019
Property Address1240 W 9TH ST, LAKELAND, FL 33805-3327
Document Number0108430345
Book / Page010843 / 000345
Instrument DateMay 2, 2019
Instrument100431
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyBROKERS TITLE/TAMPA LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address410 S WARE BLVD #607 TAMPA FL 336198402, 607, TAMPA, FL 33619-8402
InvestorPossibly a Property Investor

Mortgage

Document Number108430346
DateMay 16, 2019
Book Page010843/000346
Instrument100432
Lender
NameCOTILLA GRP LLC
AddressREDINGTON SHORES, FL 33708
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1240 W 9th St was $2,837.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$157,129 (-0.1%) Land $10,365 Building $146,764$157,129 (-0.1%) Land $10,365 Building $146,764
2025$2,837.00$157,293 Land $10,365 Building $146,928$157,293 Land $10,365 Building $146,928
2023$2,984.00 (+10.52%)$161,739 (+1%)$168,438 (+14.56%) Land $10,007 Building $158,431
2022$2,700.00$147,035 Land $8,220 Building $138,815$147,035 Land $8,220 Building $138,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1240 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 W 9th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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