1240 Tower Dr, Vista, CA 92083 Property Records

San Diego County property record for 1240 Tower Dr, Vista, CA 92083 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,971 sqft · built 2014
Lot Size	0.237 acres (10,335 sqft)
Owner	2 Individual Names on File
Last Sale	$682,500 (Oct 2019)
Tax Bill	$9,133 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180-172-71-00`

Property Details

APN / Parcel Number

Primary APN	`180-172-71-00`
Alternative APN	`1801722300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,971 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	10,335 sqft (0.237 acres)
View / Lot	Good
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1240 TOWER DR
City	VISTA
State	CA
Zip	92083-7129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR B TR PM20403
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	2020
Legal Block	3
Legal Lot Number	357
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	19702

Owner

Source: San Diego County records · APN 180-172-71-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1240 TOWER DR, VISTA, CA 92083-7129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Sep 07, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 25, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Apr 03, 2014 · Amount on Record
Deed Document Number	2019485940
Prior Transfer Date	Jun 02, 2016
Prior Transfer Doc	0000290352
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1240 TOWER DR, VISTA, CA 92083-7129
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 TOWER DR, VISTA, CA 92083-7129

Mortgage

Document Number	0000076075
Date	Feb 01, 2021
Instrument	2021-0076075

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1240 TOWER DR, VISTA, CA 92083-7129
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026867
Date	Jan 18, 2017
Instrument	2017-0026867

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1240 TOWER DR, VISTA, CA 92083-7129
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409214
Date	Sep 07, 2017
Instrument	2017-0409214

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2019
Property Address	1240 TOWER DR, VISTA, CA 92083-7129
Document Number	0000485940
Instrument Date	Sep 26, 2019
Instrument	2019-0485940
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1240 TOWER DR, VISTA, CA 92083-7129

Mortgage

Document Number	0000485941
Date	Oct 25, 2019
Instrument	2019-0485941

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$761,335 (+2%) Land $323,606 Building $437,729
2025	$9,133.00 (+7.94%) Homeowner's exemption	$746,408 (+4.04%) Land $317,261 Building $429,147
2023	$8,461.00 (+0.25%) Homeowner's exemption	$717,427 Land $304,943 Building $412,484
2022	$8,440.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730197023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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