1240 Sumac Rd, Pulaski, TN 38478 Property Records

Giles County property record for 1240 Sumac Rd, Pulaski, TN 38478

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,002 sqft · built 2016
Lot Size	6.75 acres (294,030 sqft)
Owner	Individual Name on File
Last Sale	$435,700 (Aug 2024)
Tax Bill	$1,393 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028067 06203`

Property Details

APN / Parcel Number

Primary APN	`028067 06203`
Alternative APN	`067 06203`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,002 sqft Living Area
1st Floor Area	2,002 sqft

Exterior

Year Built	Built 2016
Exterior Material	Metal
Lot Area	294,030 sqft (6.75 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1240 SUMAC RD
City	PULASKI
State	TN
Zip	38478-8259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:11 MAP REF:067
Jurisdiction	GILES TN
Township / Civil Division	5
Census Block Group	1
Census Block	1183
Census Tract	920302

Owner

1240 Sumac Rd is owned and occupied by an individual who bought it in August 2024.

Source: Giles County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1240 SUMAC RD, PULASKI, TN 38478-8259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 3, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 28, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Prior Sale	May 3, 2023 · Amount on File
Deed Document Number	24149200
Deed Book / Page	D407 / 648
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	1240 SUMAC RD, PULASKI, TN 38478-8259
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 SUMAC RD, PULASKI, TN 38478-8259

Mortgage

Document Number	0000156409
Date	Jan 14, 2026
Book Page	DT690/221
Instrument	26156409

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Oct 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	May 3, 2023
Property Address	1240 SUMAC RD, PULASKI, TN 38478-8259
Document Number	0000143521
Book / Page	D401 / 125
Instrument Date	May 2, 2023
Instrument	23143521
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	NOT AVAILABLE, GILES TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,468.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 SUMAC RD, PULASKI, TN 38478-8259

Mortgage

Document Number	0000143522
Date	May 3, 2023
Instrument	23143522

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	1240 SUMAC RD, PULASKI, TN 38478-8259
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139153
Date	Jun 28, 2022
Book Page	DT635/939
Instrument	22139153

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	1240 SUMAC RD, PULASKI, TN 38478-8259
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113532
Date	Aug 29, 2017
Book Page	DT558/655
Instrument	17113532

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1240 Sumac Rd was $1,393, up 16.1% from the year before.

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,393.00 (+16.08%)	$60,425 (-) Land $8,700 Building $51,725
2024	$1,200.00	$60,425 (-) Land $8,700 Building $51,725
2023	$1,200.00	$60,425 (-) Land $8,700 Building $51,725
2022	$1,200.00	$60,425 Land $8,700 Building $51,725	$241,700 Land $34,800 Building $206,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1240 Sumac Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 Sumac Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRVIEW UTILITY DISTRICT serves 7,036 people · EPA ID TN0000563
Water Source	Purchased surface water from PULASKI WATER SYSTEM
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000

May also be available: PES Energize, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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