Jefferson County property record for 1240 Steed St, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,060 sqft · built 2007 |
| Lot Size | 0.054 acres (2,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Aug 2018) |
| Tax Bill | $2,113 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-8C-0143.0000 |
| Primary APN | 08-8C-0143.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Row Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,352 sqft (0.054 acres) |
| Lot Dimensions | 117 ft deep x 20 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1240 STEED ST |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-5718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #143 LAKELAND PLACE |
| Legal Subdivision | LAKELAND PLACE |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | CHARLES TOWN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 972402 |
1240 Steed St is owned and occupied by an individual who bought it in August 2018.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1240 STEED ST, RANSON, WV 25438-5718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Apr 30, 2019 | Deed with Mortgage, Transfer · VA Mortgage NAVY FCU |
| Aug 20, 2018 | Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on File |
| Deed Sale | Aug 20, 2018 · Amount on File |
| Prior Sale | Feb 17, 2016 · Amount on File |
| Deed Document Number | 20189639 |
| Deed Book / Page | 1211 / 626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1240 STEED ST, RANSON, WV 25438-5718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015999 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 2156/439 |
| Instrument | 201700015999 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Apr 30, 2019 |
| Property Address | 1240 STEED ST, RANSON, WV 25438-5718 |
| Document Number | 0000004860 |
| Book / Page | 002221 / 000721 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 4860 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,359.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1227 STEED ST RANSON WV 254385719, RANSON, WV 25438-5719 |
| Investor | Possibly a Property Investor |
| Document Number | 4861 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 002221/000721 |
| Instrument | 4861 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Aug 20, 2018 |
| Property Address | 1240 STEED ST, RANSON, WV 25438-5718 |
| Document Number | 1211/626 |
| Book / Page | 1211 / 626 |
| Map Reference | MB 24 PG 10 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 201800009639 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1240 STEED ST, RANSON, WV 25438-5718 |
| Document Number | 201800009640 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 201800009640 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2026 property tax bill for 1240 Steed St was $2,113 with a homeowner's exemption, up 7.9% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Ranson Corporation |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,113.00 (+7.86%) | $173,800 (+8.63%) Land $42,700 Building $131,100 | $289,667 (+8.65%) Land $71,167 Building $218,500 |
| 2025 | $1,959.00 Homeowner's exemption | $160,000 Land $28,900 Building $131,100 | $266,600 Land $48,100 Building $218,500 |
| 2023 | $1,660.00 Homeowner's exemption | $137,100 Land $28,900 Building $108,200 | $228,400 Land $48,100 Building $180,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1240 Steed St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1994–2008) |
| Most Recent Claim | May 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1240 Steed St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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