1240 Ramsay St E, Lehigh Acres, FL 33974 Property Records

Lee County property record for 1240 Ramsay St E, Lehigh Acres, FL 33974 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,897 sqft · built 2007
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Apr 2010)
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-45-27-08-00047.0050`

Property Details

APN / Parcel Number

Primary APN	`01-45-27-08-00047.0050`
Alternative APNs	`01-45-27-L2-08047.0050` `270145L2080470050` `10513475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,897 sqft Living Area
Gross Area	2,551 sqft
1st Floor Area	1,897 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	11,252 sqft (0.258 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513475
Street Address	1240 RAMSAY ST E
City	LEHIGH ACRES
State	FL
Zip	33974-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEHIGH ACRES UNIT 8 BLK 47 PB 15 PG 177 LOT 5
Legal Range	27E
Legal Township	45S
Legal Section	01
Legal Subdivision	LEHIGH ACRES
Legal Tract	08
Legal Block	47
Legal Lot Number	5
Legal Unit	8
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1041
Census Tract	40314

Owner

Source: Lee County records · APN 01-45-27-08-00047.0050

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1240 RAMSAY ST E, LEHIGH ACRES, FL 33974-1400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2010 · Amount on Record
Deed Sale	Apr 14, 2010 · Amount on Record
Prior Sale	Apr 17, 2009 · Amount on Record
Deed Document Number	201093981
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	1240 RAMSAY ST E, LEHIGH ACRES, FL 33974-1400
Transaction Type	Mortgage
Record Updated	Feb 09, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000284676
Date	Aug 27, 2021
Instrument	2021000284676

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (+12.77%) Homeowner's exemption	$86,325 (+5.99%)	$229,732 (-15.5%) Land $15,343 Building $214,389
2023	$1,300.00 Homeowner's exemption	$81,449	$271,866 Land $10,313 Building $261,553

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710403141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force 4 of 5 on primary residences
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 35% of Florida
Wildfire Likelihood	About 1 in 599 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.