1240 Moccasin Trl, Placerville, CA 95667 Property Records

El Dorado County property record for 1240 Moccasin Trl, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 3 ba · 1,906 sqft · built 1974
Lot Size	8.05 acres (350,658 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Apr 2020)
Tax Bill	$9,280 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-120-047-000`

Property Details

APN / Parcel Number

Primary APN	`046-120-047-000`
Alternative APNs	`04612047100` `0461204710`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,906 sqft Living Area
1st Floor Area	1,906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Lot Area	350,658 sqft
Terrain	Rolling
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,906 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	1240 MOCCASIN TRL
City	PLACERVILLE
State	CA
Zip	95667-9124
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	PM 19/56/A
Legal Subdivision	PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3023
Census Tract	31504

Owner

1240 Moccasin Trl, a rural home, is owned and occupied by an individual who bought it in April 2020.

Source: El Dorado County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1240 MOCCASIN TRL, PLACERVILLE, CA 95667-9124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 28, 2020	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Prior Sale	Aug 30, 2012 · Amount on File
Deed Document Number	202019152
Prior Transfer Date	Aug 16, 2012
Prior Transfer Doc	0000043693
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Oct 5, 2026
Property Address	1240 MOCCASIN TRL, PLACERVILLE, CA 95667-9124
Document Number	0000032035
Instrument Date	Jul 31, 2026
Instrument	202632035
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1240 MOCCASIN TRL, PLACERVILLE, CA 95667-9124

Mortgage

Document Number	0000032035,
Date	Oct 5, 2026
Instrument	202632035

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Apr 1, 2051

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1240 MOCCASIN TRL, PLACERVILLE, CA 95667-9124
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 MOCCASIN TRL, PLACERVILLE, CA 95667-9124

Mortgage

Document Number	0000027366
Date	Sep 26, 2025
Instrument	2025-0027366

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1240 MOCCASIN TRL, PLACERVILLE, CA 95667-9124
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 MOCCASIN TRL, PLACERVILLE, CA 95667-9124

Mortgage

Document Number	0000020833
Date	Mar 25, 2021
Instrument	2021-0020833

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 28, 2020
Property Address	1240 MOCCASIN TRL, PLACERVILLE, CA 95667-9124
Document Number	0000019152
Map Reference	MB 19 PG 56
Instrument Date	Apr 24, 2020
Instrument	2020-0019152
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1240 MOCCASIN TRL, PLACERVILLE, CA 95667-9124

Mortgage

Document Number	0000019153
Date	Apr 28, 2020
Instrument	2020-0019153

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1240 Moccasin Trl was $9,280, down 4% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$624,684 (+2%) Land $122,703 Building $501,981
2025	$9,280.00 (-3.98%)	$612,437 Land $120,298 Building $492,139
2024	$9,665.00 (+53.58%)
2023	$6,293.00 (+1.5%)	$588,658 Land $115,628 Building $473,030
2022	$6,200.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1240 Moccasin Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1995–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 Moccasin Trl is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Rocky Ridge Wireless, Zeta Broadband.

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