1240 Lilac St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1240 Lilac St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,324 sqft · built 1980
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Mar 2018)
Tax Bill$8,370 (2026)
Deeds & MortgagesMar 2018 Sale
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 58.7-11-28

Property Details

APN / Parcel Number

Primary APN422800 58.7-11-28
Alternative APN
  • 280005800700110280000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,324 sqft Living Area
1st Floor Area1,064 sqft
Basement Area260 sqft
Finished Basement260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions87.5 ft deep x 101 ft wide
Garage TypeAttached
Garage Area896 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
Patio Area150 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1240 LILAC ST
CitySCHENECTADY
StateNY
Zip12306-2718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description643,PT669,R,G,BF,SPLT,SP HOMELANDS 6.-429-7
Legal SubdivisionHOMELANDS
Legal Block11
Legal Lot Number28.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2002
Census Tract33004

Owner

1240 Lilac St is owned and occupied by two individuals who bought it in March 2018.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1240 LILAC ST, SCHENECTADY, NY 12306-2718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2018Grant Deed, Transfer
ATTORNEY ONLY
May 22, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2018 · Amount on File
Deed SaleMar 12, 2018 · Amount on File
Prior SaleNov 12, 2008 · Amount on File
Deed Document Number201810535
Deed Book / Page1982 / 906
Record UpdatedOct 29, 2026

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateMar 12, 2018
Property Address1240 LILAC ST, SCHENECTADY, NY 12306-2718
Document Number0000010535
Book / Page001982 / 000906
Instrument DateMar 8, 2018
Instrument10535
Transaction TypeTransfer
Record UpdatedMar 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$740.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7017A DOORSTONE DR LATHAM NY 121103712, LATHAM, NY 12110-3712

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1240 LILAC ST, SCHENECTADY, NY 12306-2718
Document Number0000024693
Book / Page004764 / 000348
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedJun 9, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1240 LILAC ST SCHENECTADY NY 123062718, SCHENECTADY, NY 12306-2718

Mortgage

Document Number0000024693
DateJun 5, 2017
Book Page004764/000348
Instrument24693
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1240 Lilac St was $8,370, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,370.00 (+1.92%)
2025$8,212.00$224,100 Land $8,000 Building $216,100$344,800 Land $12,309 Building $332,491
2023$224,100 Land $8,000 Building $216,100$294,868 Land $10,526 Building $284,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1240 Lilac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 Lilac St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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