Dickson County property record for 1240 Gray Rd, White Bluff, TN 37187
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 1,930 sqft · built 1983 |
| Lot Size | 32.3 acres (1,408,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Oct 2005) |
| Tax Bill | $1,643 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 022060 00401 |
| Primary APN | 022060 00401 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| 1st Floor Area | 1,930 sqft |
| Basement Area | 1,798 sqft |
| Unfinished Basement | 1,798 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,408,730 sqft (32.3 acres) |
| Terrain | Rolling |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 372 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1240 GRAY RD |
|---|---|
| City | WHITE BLUFF |
| State | TN |
| Zip | 37187-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 14, COUNTY AREA: H01 |
| Jurisdiction | DICKSON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 60300 |
1240 Gray Rd, a rural home, is owned and occupied by two individuals who bought it in October 2005.
Source: Dickson County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1240 GRAY RD, WHITE BLUFF, TN 37187-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2005 · Amount on File |
| Deed Sale | Oct 21, 2005 · Amount on File |
| Prior Sale | May 8, 2003 · Amount on File |
| Deed Book / Page | 860 / 885 |
| Transfer Doc | 0626000645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Recording Date | Aug 21, 2026 |
| Property Address | 1240 GRAY RD, WHITE BLUFF, TN 37187-4401 |
| Document Number | 0000390284 |
| Book / Page | 1616 / 1824 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 2026390284 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1240 GRAY RD, WHITE BLUFF, TN 37187-4401 |
| Document Number | 0000390284, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 1616/1824 |
| Instrument | 2026390284 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 1240 Gray Rd was $1,643.
Source: Dickson County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Dickson County |
| Unified School District | Dickson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,643.00 Additional exemption filed | $97,200 Land $17,100 Building $80,100 | |
| 2024 | $721,000 Land $400,600 Building $320,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1240 Gray Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1998–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1240 Gray Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ignite Broadband Fiber | 2,500 / 2,500 |
5G and 4G LTE (outdoors only)
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