1240 Gadd Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1240 Gadd Rd, Hixson, TN 37343

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,514 sqft · built 1959
Lot Size0.292 acres (12,730 sqft)
Owner2 Individual Names on Record
Tax Bill$876 (2025)
Deeds & MortgagesOct 2023 Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN100P A 018

Property Details

APN / Parcel Number

Primary APN100P A 018
Alternative APN
  • 0000028847

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,514 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area12,730 sqft (0.292 acres)
Lot Dimensions134 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000028847
Street Address1240 GADD RD
CityHIXSON
StateTN
Zip37343-3917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT C JOHN E HIXSON PB 19 PG 75
Legal SubdivisionPARTITION/PRT/JOHN E HIXSON DI
Legal Lot NumberC
JurisdictionHAMILTON TN
Township / Civil Division3
Census Block Group3
Census Block3011
Census Tract10431

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1240 GADD RD, HIXSON, TN 37343-3917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 16, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Jun 8, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 8, 2020
Transfer Doc0608000019
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1240 GADD RD, HIXSON, TN 37343-3917
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1240 GADD RD, HIXSON, TN 37343-3917

Mortgage

Document Number0000000031
DateOct 11, 2023
Book Page13420/858
Instrument2023101100031
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1240 GADD RD, HIXSON, TN 37343-3917
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000309
DateSep 16, 2021
Book Page12654/502
Instrument2021091600309
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 8, 2020
Property Address1240 GADD RD, HIXSON, TN 37343-3917
Document Number0608000019
Book / Page012027 / 000295
Instrument DateApr 3, 2020
Instrument200608000019
Transaction TypeTransfer
Record UpdatedAug 4, 2020
Title CompanyAMROCK INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1240 GADD RD HIXSON TN 373433917, HIXSON, TN 37343-3917

Mortgage

Document Number618000259
DateJun 8, 2020
Book Page012041/000762
Instrument200618000259
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$876.00 (-6.01%)$57,850 (+38.81%)$231,400 (+38.81%) Land $65,000 Building $166,400
2024$932.00$41,675 (-)$166,700 (-) Land $50,000 Building $116,700
2023$932.00$41,675 (-)$166,700 (-) Land $50,000 Building $116,700
2022$932.00$41,675$166,700 Land $50,000 Building $116,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1980–2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIXSON UTILITY DISTRICT
serves 68,306 people · EPA ID TN0000303
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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