1240 Ebeling Dr, South Bend, IN 46615 Property Records

St. Joseph County property record for 1240 Ebeling Dr, South Bend, IN 46615

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,190 sqft · built 1957
Lot Size	0.15 acres (6,540 sqft)
Owner	Individual Name on File
Last Sale	$238,668 (Jan 2025)
Tax Bill	$313 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-05-228-012.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-05-228-012.000-026`
Alternative APN	`01851877194`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,540 sqft (0.15 acres)
Lot Dimensions	109 ft deep x 60 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1240 EBELING DR
City	SOUTH BEND
State	IN
Zip	46615-3761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 647 MC KINLEY TERRACE SEC. B
Legal Subdivision	MC KINLEY TERRACE
Legal Lot Number	647
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1000
Census Tract	1100

Owner

1240 Ebeling Dr is owned by an individual who bought it in January 2025.

Source: St. Joseph County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	230 BERCADO PL, 35, MISHAWAKA, IN 46544-4139
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage IHCDA
Jan 30, 2025	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2025 · Amount on File
Deed Sale	Jan 30, 2025 · Amount on File
Prior Sale	Nov 14, 2012
Deed Document Number	20252344
Prior Transfer Date	Sep 29, 2012
Prior Transfer Doc	0000032858
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1240 EBELING DR, SOUTH BEND, IN 46615-3761
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002502346
Date	Jan 30, 2025
Instrument	2502346

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 30, 2025
Property Address	1240 EBELING DR, SOUTH BEND, IN 46615-3761
Document Number	0002502344
Map Reference	PB 18 PG MC1
Instrument Date	Jan 24, 2025
Instrument	2502344
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 W WILSON ST, ELMHURST, IL 60126-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 EBELING DR, SOUTH BEND, IN 46615-3761

Mortgage

Document Number	0002502345
Date	Jan 30, 2025
Instrument	2502345

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1240 Ebeling Dr was $313, down 78.1% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00 (-78.14%)	$59,300 (+1.02%) Land $13,100 Building $46,200	$59,300 (+1.02%) Land $13,100 Building $46,200
2024	$1,432.00 (+12.84%)	$58,700 (+14.65%) Land $13,100 Building $45,600	$58,700 (+14.65%) Land $13,100 Building $45,600
2023	$1,269.00 (+2.84%)	$51,200 (-) Land $13,100 Building $38,100	$51,200 (-) Land $13,100 Building $38,100
2022	$1,234.00	$51,200 Land $13,100 Building $38,100	$51,200 Land $13,100 Building $38,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1240 Ebeling Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1240 Ebeling Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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