Island County property record for 1240 E Crescent Harbor Rd, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1977 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Company Name on File |
| Tax Bill | $380 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R23334-383-0550 |
| Primary APN | R23334-383-0550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Hardboard/Plywood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 544 sqft |
| Storage Building | 108 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1240 E CRESCENT HARBOR RD |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Description | 86 - NE NW SW NW EX E110 OF S70 TGW N34.75 W221.58 SE NW SW NW TGW & SUB EZ TR 3N SP 77-61 |
| Legal Range | 2E |
| Legal Township | 33N |
| Legal Section | 34 |
| Legal Tract | 3N |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 970300 |
1240 E Crescent Harbor Rd, a single family home, is owned by a company.
Source: Island County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 250 SW TAYLOR ST, PORTLAND, OR 97204-3034 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA |
| Aug 17, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 1240 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-8652 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1240 E CRESCENT HARBOR RD, VISALIA, CA 93277 |
| Document Number | 0004543927 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 4543927 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Aug 17, 2022 |
| Property Address | 1240 E CRESCENT HARBOR RD, OAK HARBOR, WA 98277-8652 |
| Document Number | 0004549796 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 4549796 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 SW TAYLOR ST, PORTLAND, OR 97204-3034 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1240 E Crescent Harbor Rd was $380 with a senior citizen's exemption.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380.00 | ||
| 2025 | $428,050 Land $250,000 Building $178,050 | $428,050 Land $250,000 Building $178,050 | |
| 2023 | $387.00 Senior Citizen's exemption | $407,554 (+10.13%) Land $220,000 Building $187,554 | $407,554 (+10.13%) Land $220,000 Building $187,554 |
| 2022 | $370,066 Land $210,000 Building $160,066 | $370,066 Land $210,000 Building $160,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1240 E Crescent Harbor Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 6 (2006–2022) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1240 E Crescent Harbor Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILVER LAKE RD ACREAGE TRACTS private · serves 73 people · EPA ID WA5310587 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | SILVER LAKE WATER |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Astound Broadband.
4G LTE (outdoors only), no 5G reported
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