1240 Deep Ford Rd, Lansing, NC 28643 Property Records

Ashe County property record for 1240 Deep Ford Rd, Lansing, NC 28643

Property Summary

Property TypeSingle Family Home
Details1,316 sqft · built 1985
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (Jun 2016)
Tax Bill$743 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18255-119

Property Details

APN / Parcel Number

Primary APN18255-119
Alternative APN
  • 106416

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area1,316 sqft Heated Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Lot Area45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number106416
Street Address1240 DEEP FORD RD
CityLANSING
StateNC
Zip28643-9312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.04 A RT 1501 (RURAL PAVED)
Legal SubdivisionWALNUT HILL
JurisdictionASHE NC
Township / Civil DivisionWALNUT HILL
Census Block Group1
Census Block1001
Census Tract970502

Owner

Source: Ashe County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1240 DEEP FORD RD, LANSING, NC 28643-9312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Nov 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Dec 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2016 · Amount on Record
Deed SaleJun 23, 2016 · Amount on Record
Prior SaleApr 26, 2012 · Amount on Record
Deed Document Number20162729
Deed Book / Page471 / 1037
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address1240 DEEP FORD RD, LANSING, NC 28643-9312
Transaction TypeMortgage
Record UpdatedJan 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00580/1406
DateDec 22, 2025
Book Page580/1406
Instrument5946
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressPO BOX 25279, RALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address1240 DEEP FORD RD, LANSING, NC 28643-9312
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1240 DEEP FORD RD, LANSING, NC 28643-9312

Mortgage

Document Number000579/999
DateNov 13, 2025
Book Page579/999
Instrument5339
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Address3101 WAKE FOREST RD, RALEIGH, NC 27609
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2030
Change Frequency5 Years
Min Rate At Change3.12%
Max Rate At Change7.12%
Index5-Year CMT
Max Rate11.1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address1240 DEEP FORD RD, LANSING, NC 28643-9312
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1240 DEEP FORD RD, LANSING, NC 28643-9312

Mortgage

Document Number00548/1175
DateDec 12, 2022
Book Page548/1175
Instrument6512
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJan 1, 2028
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change6.75%
Index5-Year TN
Max Rate10.7%

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$743.00 (+3.92%)$186,900 (-) Land $12,500 Building $174,400$186,900 (-) Land $12,500 Building $174,400
2023$715.00 (+29.29%)$186,900 (+61.4%) Land $12,500 Building $174,400$186,900 (+61.4%) Land $12,500 Building $174,400
2022$553.00$115,800 Land $12,000 Building $103,800$115,800 Land $12,000 Building $103,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2024)
Most Recent ClaimOct 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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