Osceola County property record for 1240 Creekview Ct, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,814 sqft · built 2005 |
| Lot Size | 0.187 acres (8,145 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Dec 2009) |
| Tax Bill | $3,588 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-30-0151-0001-0150 |
| Primary APN | 14-26-30-0151-0001-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 2,392 sqft |
| 1st Floor Area | 1,814 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,145 sqft (0.187 acres) |
| Lot Dimensions | 130 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 308 sqft |
| Porch | Florida Room |
| Porch Area | 178 sqft |
| Deck Area | 822 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1240 CREEKVIEW CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | CRYSTAL CREEK PB 17 PGS 82-83 LOT 15 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | CRYSTAL CREEK |
| Legal Tract | 151 |
| Legal Block | 150 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0151-0001-0150
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1240 CREEKVIEW CT, SAINT CLOUD, FL 34772-7785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 11, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 05, 2018 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2009 · Amount on Record |
| Deed Sale | Dec 21, 2009 · Amount on Record |
| Prior Sale | Dec 14, 2005 · Amount on Record |
| Deed Document Number | 2009201647 |
| Deed Book / Page | 3929 / 1218 |
| Prior Transfer Date | Apr 29, 2009 |
| Prior Transfer Doc | 0039291215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1240 CREEKVIEW CT, SAINT CLOUD, FL 34772-7785 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0059460604 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 5946/604 |
| Instrument | 2021064813 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1240 CREEKVIEW CT, SAINT CLOUD, FL 34772-7785 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1240 CREEKVIEW CT, SAINT CLOUD, FL 34772-7785 |
| Document Number | 0064800348 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 6480/348 |
| Instrument | 2023126823 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1240 CREEKVIEW CT, SAINT CLOUD, FL 34772-7785 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1240 CREEKVIEW CT, SAINT CLOUD, FL 34772-7785 |
| Document Number | 0068472701 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 6847/2701 |
| Instrument | 2025113070 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1240 CREEKVIEW CT, SAINT CLOUD, FL 34772-7785 |
| Document Number | 0057012080 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1240 CREEKVIEW CT ST CLOUD FL 347727785, ST CLOUD, FL 34772-7785 |
| Document Number | 0057012080 |
|---|---|
| Date | Apr 01, 2020 |
| Book Page | 005701/002080 |
| Instrument | 45427 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1240 CREEKVIEW CT, SAINT CLOUD, FL 34772-7785 |
| Document Number | 0053421317 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1240 CREEKVIEW CT ST CLOUD FL 347727785, ST CLOUD, FL 34772-7785 |
| Document Number | 0053421317 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 005342/001317 |
| Instrument | 84610 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1240 CREEKVIEW CT, SAINT CLOUD, FL 34772-7785 |
| Document Number | 0053192250 |
| Instrument Date | Apr 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 635 WOODWARD AVE DETROIT MI 482263408, DETROIT, MI 48226-3408 |
| Document Number | 0053192250 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 005319/002250 |
| Instrument | 61743 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 18, 2046 |
| Rate | 4.55% |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,588.00 (+4.91%) Homeowner's exemption | $246,470 (+2.3%) | $349,800 (+0.87%) Land $70,000 Building $279,800 |
| 2024 | $3,420.00 (+6.11%) | ||
| 2023 | $3,223.00 (+10.41%) Homeowner's exemption | $240,928 (+12.79%) | $346,800 (+17.12%) Land $60,000 Building $286,800 |
| 2022 | $2,919.00 Homeowner's exemption | $213,612 | $296,100 Land $55,000 Building $241,100 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 213 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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