1240 Commons Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 1240 Commons Dr, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,954 sqft · built 1974
Lot Size	0.08 acres (3,485 sqft)
Owner	Trust Name on File
Tax Bill	$8,872 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`295-0310-012-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0310-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	3,485 sqft (0.08 acres)
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1240 COMMONS DR
City	SACRAMENTO
State	CA
Zip	95825-7025
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1A-R-PUD
Legal Description	CAMPUS COMMONS VILLAGE 05B, LOT 32
Legal Subdivision	CAMPUS COMMONS VILLAGE 05B
Legal Lot Number	32
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	5403

Owner

1240 Commons Dr, a planned unit development, is held in a trust.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	3308 EL CAMINO AVE, 300, SACRAMENTO, CA 95821-6328
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 20, 2022	Grant Deed, Transfer · Commercial Mortgage EPO DEVELOPMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1240 COMMONS DR, SACRAMENTO, CA 95825-7025
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7262 SILVER TREE PL, GRANITE BAY, CA 95746-6279

Mortgage

Document Number	0000001008
Date	Apr 19, 2022
Instrument	2022041901008

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 20, 2022
Property Address	1240 COMMONS DR, SACRAMENTO, CA 95825-7025
Document Number	0000001518
Map Reference	MB 94 MAP 3
Instrument Date	Jan 11, 2022
Instrument	2022012001518
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7262 SILVER TREE PL, GRANITE BAY, CA 95746-6279

Mortgage

Document Number	0000001519
Date	Jan 20, 2022
Instrument	2022012001519

Lender

Name	EPO DEVELOPMENT LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1240 Commons Dr was $8,872, up 0.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$742,547 (+2%) Land $146,128 Building $596,419
2025	$8,872.00 (+0.15%)	$727,988 Land $143,263 Building $584,725
2024	$8,859.00 (+2.58%)
2023	$8,636.00 (+3.94%)	$699,720 Land $137,700 Building $562,020
2022	$8,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1240 Commons Dr in Zone X, where a levee reduces flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 Commons Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	300 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net, Verizon.

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