1240 Co Rd D E, Unit 14, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 1240 Co Rd D E, Unit 14, Maplewood, MN 55109

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,620 sqft · built 2006
Lot Size	0.5 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (May 2022)
Tax Bill	$3,868 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-29-22-11-0109`

Property Details

APN / Parcel Number

Primary APN	`04-29-22-11-0109`
Alternative APNs	`8401492` `450021`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Units	19 Units
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	816 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	450021
Street Address	1240 COUNTY ROAD D E, 14
City	SAINT PAUL
State	MN
Zip	55109-6020
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CIC NO 668 HERITAGE SQ 4TH ADDN UNIT NO.1114
Legal Range	22
Legal Township	29
Legal Section	04
Legal Subdivision	CIC NO 668 HERITAGE SQ 4TH ADDN
Legal Lot Number	1114
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	3
Census Block	3002
Census Tract	42301

Owner

1240 Co Rd D E, Unit 14 is owned and occupied by an individual who bought it in May 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1240 COUNTY ROAD D E, 14, SAINT PAUL, MN 55109-6020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Apr 7, 2020	Deed of Trust, Mortgage · Conventional with PMI WATERSTONE MTG
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Document Number	20224947114
Prior Transfer Date	Feb 11, 2013
Prior Transfer Doc	0004433874
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 16, 2022
Property Address	1240 COUNTY ROAD D E UNIT 14, 14, MAPLEWOOD, MN 55109-6020
Document Number	0A04947114
Instrument Date	May 13, 2022
Instrument	A04947114
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 COUNTY ROAD D E UNIT 14, 14, SAINT PAUL, MN 55109-6020

Mortgage

Document Number	0A04947115
Date	May 16, 2022
Instrument	A04947115

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1240 COUNTY ROAD D E UNIT 14, 14, MAPLEWOOD, MN 55109-6020
Document Number	0004807500
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 COUNTY ROAD D E #14 MAPLEWOOD MN 551096020, 14, MAPLEWOOD, MN 55109-6020

Mortgage

Document Number	0004807500
Date	Apr 21, 2020
Instrument	4807500

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 8, 2018
Property Address	1240 COUNTY ROAD D E UNIT 14, 14, MAPLEWOOD, MN 55109-6020
Document Number	0004721943
Instrument Date	Jul 26, 2018
Instrument	4721943
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 COUNTY ROAD D E #14 MAPLEWOOD MN 551096020, 14, MAPLEWOOD, MN 55109-6020

Mortgage

Document Number	4721945
Date	Aug 8, 2018
Instrument	4721945

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Mortgage

Document Number	4721944,
Date	Aug 8, 2018
Instrument	4721944

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1240 Co Rd D E, Unit 14 was $3,868 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,900 Land $50,000 Building $221,900	$271,900 Land $50,000 Building $221,900
2025	$3,868.00
2023	$3,528.00 Homeowner's exemption	$258,400 Land $50,000 Building $208,400	$258,400 Land $50,000 Building $208,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1240 Co Rd D E, Unit 14 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 Co Rd D E, Unit 14 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: GigFire, T-Mobile, Verizon.

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