1240 Cherry St, Winnetka, IL 60093 Property Records

Cook County property record for 1240 Cherry St, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,856 sqft · built 1927
Lot Size0.258 acres (11,220 sqft)
OwnerIndividual Name on Record
Last Sale$808,000 (Jul 2019)
Tax Bill$24,501 (2023)
Deeds & MortgagesMar 2022 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN05-20-115-004

Property Details

APN / Parcel Number

Primary APN05-20-115-004
Alternative APN
  • 05-20-115-004-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,856 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1928
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialOther
Lot Area11,220 sqft (0.258 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address1240 CHERRY ST
CityWINNETKA
StateIL
Zip60093-2117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(WINNETKA)(MANOR) A SUB OF S45ACS OF W90ACS OF NW NW SEC 20-42-13
Legal Range13E
Legal Township42N
Legal Section20
Legal SubdivisionWINNETKA MANOR
Legal Block3
Legal Lot Number9,10
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group4
Census Block4008
Census Tract800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1240 CHERRY ST, WINNETKA, IL 60093-2117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS BANK OF HEGEWISCH
Nov 2, 2020Deed of Trust, Mortgage
FIRST MIDWEST BK
Jul 23, 2019Warranty Deed, Transfer
FIRST MIDWEST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2019 · Amount on Record
Deed SaleJul 23, 2019 · Amount on Record
Deed Document Number201949135
Prior Transfer DateOct 9, 1999
Prior Transfer Doc0000000740
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1240 CHERRY ST, WINNETKA, IL 60093-2117
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyGREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008718362
DateMar 28, 2022
Instrument2208718362
Lender
NameFIRST SAVINGS BANK OF HEGEWISCH
TypeBank
AddressCHICAGO, IL 60633
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1240 CHERRY ST, WINNETKA, IL 60093-2117
Document Number2101513139
Instrument DateNov 2, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1240 CHERRY ST WINNETKA IL 600932117, WINNETKA, IL 60093-2117

Mortgage

Document Number2101513139
DateJan 15, 2021
Instrument1513139
Lender
NameFIRST MIDWEST BK
TypeBank
AddressGURNEE, IL 60031
Agreement
AmountAmount Recorded
Term360 Months
DueJan 14, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 23, 2019
Property Address1240 CHERRY ST, WINNETKA, IL 60093-2117
Document Number1920449135
Instrument DateJul 11, 2019
Instrument20449135
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$808.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1240 CHERRY ST WINNETKA IL 600932117, WINNETKA, IL 60093-2117

Mortgage

Document Number1920449136
DateJul 23, 2019
Instrument20449136
Lender
NameFIRST MIDWEST BK
TypeBank
AddressGURNEE, IL 60031
Agreement
AmountAmount Recorded
Term360 Months
DueJul 22, 2049
Interest
Rate TypeFixed Rate
Rate3.74%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$121,000 (+11.01%) Land $24,684 Building $96,316$1,210,000 (+11.01%) Land $246,840 Building $963,160
2023$24,501.00 (+6.33%)
2022$23,043.00 Homeowner's exemption$109,000 Land $25,245 Building $83,755$1,090,000 Land $252,450 Building $837,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 101 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies101 in force
Nearby Flood Claims68 (1987–2022)
Claims Outside the SFHA6 of 68
Most Recent ClaimJul 2022 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Sep 2008 · 8 claims
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number